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Expansion Capital Group · 2 hours ago

Senior Underwriter

Sioux Falls, SD

Full-time

Onsite

Mid, Senior Level

4+ years exp

Expansion Capital Group is seeking a Senior Underwriter who will utilize statistical and analytical methods to make credit and risk decisions on small business loan requests. The role involves reviewing funding requests, ensuring documentation accuracy, and maintaining positive relationships with internal and external parties.

AccountingFinancial ServicesFinTechSmall and Medium BusinessesWealth Management

Responsibilities

Reviews and determines outcomes of funding requests on files that don’t fit traditional loan models

Performs a check of all incoming documentation including verifying documents for accuracy using company and lender guidelines on manually funded transactions

Generates contract requests and collects all necessary information prior to funding

Works directly with the sales team and other parties internally and externally to resolution

Maintains constant email and task-based communication with representatives at other firms

Utilizes the internet and other resources to verify information’s accuracy

Possesses the ability to interpret a credit approval and the ability to understand how to clear credit stipulations and to gather the proper supporting documentation to do so

Possesses the ability to understand the structure of a working capital business loan and advance

Possesses the ability to work with and maintain strong relationships both internally and externally

Other duties as assigned

Qualification

Credit decision makingUnderwriting experienceAnalytical skillsMathematical skillsCommunication skillsTechnical proficiencyOrganizational skillsTeamwork

Required

Minimum of four years' experience in an underwriting environment making credit decisions

Professional demeanor and the ability to thrive in a fast-paced environment

Strong, effective, oral and written communications skills

Must be able to work independently and/or with a team

Must have strong analytical, mathematical and judgmental skills to complete assigned tasks with a high level of accuracy

Strong organizational skills

Must be technically savvy with strong, but basic Office and Internet skills

Demonstrates traits consistent with the company culture - drive and perseverance in accomplishing goals; sense of responsibility and integrity; effectiveness as a team member; adaptability to new projects; planning and organizational skills; resourcefulness; energy and motivation to accept and complete tasks; and enthusiasm for the business and their work