Zions Bancorporation · 1 week ago
Commercial Credit Examiner - Midvale, Houston or Phoenix (In Office)
Midvale, Utah, United States
Full-time
Onsite
Mid Level
4+ years expZions Bancorporation is one of the nation’s premier financial services companies, and they are seeking a detail-oriented Commercial Credit Examiner to participate in commercial loan examinations and ongoing monitoring activities. The role involves evaluating credit-related activities, assessing underwriting processes, and communicating findings to bank management.
AgricultureBankingFinanceFinancial Services
Responsibilities
Assist in examinations reviewing commercial, commercial real estate, and specialty lending products to identify potential credit risk problems, minimize loan losses, and ensure conformity with corporate credit policy
Analyze detailed financial data and spreads to quickly determine repayment capacity and ability to repay debt
Assess underwriting and monitoring processes, as well as accuracy of risk grades
Test compliance with company policies, procedures, and banking regulations
Review collateral and legal documentation to evaluate lien perfection and borrower compliance with loan covenants
Communicate conclusions to bank management through oral and written reports with recommendations for corrective actions, when necessary
Perform validation testing to assess whether recommendations have been successfully implemented
Minimal travel required, up to 5 days annually
Qualification
Required
Proficient knowledge of credit risk, accounting, audit procedures, and legal and regulatory requirements
Proficient knowledge of commercial and commercial real estate loan products, including owner occupied real estate, investor real estate, construction, and commercial and industrial loans
Ability to identify credit risk issues and provide accurate conclusions and recommendations in a timely manner
Exhibit strong verbal and written communication skills
Working knowledge with Microsoft Office, Excel, Word, and PowerPoint
Bachelor's in Business, Finance or a related field
4+ years of experience performing credit analysis or conducting audit assessments on commercial and commercial real estate lending products
Preferred
Portfolio management experience with a regional or large bank is beneficial
Benefits
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, 20 days of Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Company
Zions Bancorporation
Zions Bancorporation is a financial services company involved in SBA lending, public finance advisory services, and agricultural finance.
10001+ employees
H1B Sponsorship
Zions Bancorporation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (39)
2023 (61)
2022 (68)
2021 (45)
2020 (36)
Funding
Current Stage
Public CompanyTotal Funding
$1.09B2025-08-11Post Ipo Debt· $500M
2024-11-14Post Ipo Debt· $500M
2013-09-13Post Ipo Debt· $87.9M
Leadership Team
Harris Simmons
Chairman and CEO
Recent News
2026-01-22
2026-01-20
2026-01-20
Company data provided by crunchbase