Trax Credit Union ยท 16 hours ago
Member Care Advocate (Collections)
Trax Credit Union is seeking a Member Care Advocate (Collections) to manage delinquent and charge off accounts. The role involves making outbound and receiving inbound calls to resolve delinquencies and recover payments while maintaining member-centricity and complying with credit union policies.
AccountingInsuranceWealth Management
Responsibilities
Through combination of outbound and inbound calls, develop action plans to bring accounts current and recover charged off accounts through skills of negotiation, use of tools, active listening, open ended inquisition, and ability to hold contract holders accountable while balancing member centricity with credit union/department policies
Maintain accurate concise documentation of member interaction, including plans for follow up and resolution of delinquency
Skip trace using all available tools
Assist branch personnel, members at branches, and other departments through inbound calls by demonstrating a sense of ownership and teamwork
Complete clerical work to include obtaining and updating insurance documents as needed and additional work as needed for department
Research pay history to resolve misapplied payments or wrong due dates
Perform collection duties in compliance with all regulatory requirements and internal credit union /department policies and procedures
Assist with training of new collection personnel
Demonstrate the ability to always promote and protect the interest of the credit union
Perform other duties as assigned
Exhibit willingness to go above and beyond to assist as needed
Shows initiative and drive for results
Qualification
Required
Minimum of two years of collections experience, preferably in a financial institution
Will substitute customer service experience in call center
Knowledge of computers and experience using word and excel
Experience working independently as well as in a team setting
High school diploma or equivalent