Sunflower Bank, N.A. ยท 6 hours ago
Mortgage Underwriter III
Spokane, WA
Contract
Onsite
Senior Level, Lead/Staff
$46/hr - $50/hr
10+ years expSunflower Bank, N.A. is a full-service financial institution committed to serving communities. They are seeking a highly motivated Mortgage Underwriter III to render final decisions for mortgage loan applications in a timely and compliant manner, reviewing applications based on various financial factors.
BankingFinancial ServicesWealth Management
Responsibilities
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan applications based on factors such as capacity, credit history, capital and collateral
Apply underwriting rules from multiple sources to accurately and consistently review individual loan applications. Formulate approval conditions, as appropriate
Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. Review and reach an underwriting decision on the appraisal
Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications. Review and answer loan scenario questions from loan officers
Perform necessary computer-based functions for both internal and external IT systems. Conduct online research
Meet ongoing, short deadlines with regard to underwriting, closing, etc
Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation
Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company
Qualification
Preferred
Graduation from a 4-year college or university with related major, preferred
At least 10+ years of underwriting experience, or a specific specialty (Construction and/or Jumbo Non-Conforming)
FHA Direct Endorsement (DE) approved
Veterans Administration (VA) Lender Appraisal Processing Program (LAPP/SAR)
Must have a minimum of two of the following specialty areas
Portfolio Lending
Construction One Time and/or Two Time Close
Jumbo Non-Conforming
USDA preferred but not required
Knowledge of Construction One Time and Two Time Close underwriting
Knowledge of Jumbo Non-Conforming Service Release underwriting
Must be proficient in Microsoft Office Suite
Must possess excellent verbal, written and interpersonal skills
Must possess excellent organization and multi-tasking skills
Ability to maintain confidentiality
Benefits
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
Company
Sunflower Bank, N.A.
Operating as Sunflower Bank and First National 1870, Sunflower Bank, N.A.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Neal E. Arnold
CEO & President
Glenn Flinn
Senior Vice President of Healthcare and Corporate Lending
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