Sr. Credit Analyst jobs in United States
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Robert Half · 1 week ago

Sr. Credit Analyst

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. They are seeking an experienced Sr. Credit Analyst to assess the creditworthiness of commercial loan transactions and ensure compliance with company policies.

ConsultingHuman ResourcesRecruitingSecurity

Responsibilities

Perform thorough analyses of commercial lending transactions, including new deals and renewals, to assess the financial standing and risk profile
Draft comprehensive credit assessment documents that incorporate both narrative insights and data-driven evaluation of financial and credit records
Complete independent verifications on both individual and business applicants to ensure reliable credit evaluation
Maintain strict adherence to established credit assessment guidelines, and accurately note any deviations
Work in partnership with lending staff to highlight positive and negative aspects of lending opportunities and propose risk mitigation solutions
Assign risk levels to credit accounts according to set standards, ensuring that all necessary authorizations are obtained
Present credit proposals to leadership together with lending staff, making well-supported recommendations
Periodically re-evaluate outstanding loans through annual reviews to verify risk classification and policy compliance
Manage documentation and submission of requests related to the continuation or amendment of credit agreements
Engage in ongoing professional development to stay current in advanced credit analysis methodologies

Qualification

Credit risk evaluationFinancial report analysisRisk level assignmentCredit reporting knowledgeCommunication skills

Required

Demonstrated background in evaluating credit risk across sectors such as commercial properties, business lending, and construction finance
Deep understanding of how to review and interpret various types of financial reports, including those prepared by auditors, external reviewers, or internal management
Experience in working with information from credit reporting agencies, tax documentation, and communications with financial institutions or vendors
Capability to conduct thorough research and independently evaluate the financial standing of both business and individual clients
Skilled in assigning risk levels and assuring adherence to institutional guidelines
Strong communication abilities, with a track record in creating detailed analysis reports and effectively presenting recommendations

Benefits

Medical
Vision
Dental
Life and disability insurance
401(k) plan

Company

Robert Half

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🔒 At Robert Half, we prioritize your security—if you believe you've encountered a scam or fraudulent recruiter, please report it immediately to https://www.roberthalf.com/us/en/fraud-alert.

Funding

Current Stage
Public Company
Total Funding
unknown
1978-01-13IPO

Leadership Team

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Keith Waddell
President and CEO
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Paul Gentzkow
President and Chief Executive Officer, Talent Solutions
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