ASCENDING Inc. · 1 week ago
Early State Collections & Loss Mitigation Specialist
ASCENDING Inc. is seeking a customer-focused Early-Stage Collections & Loss Mitigation Specialist to handle payments on early-stage mortgage accounts. The role involves making and receiving calls to borrowers, setting up repayment plans, and ensuring compliance with various servicing guidelines.
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Responsibilities
Make outbound and handle inbound calls to borrowers 30–60 days past due; collect payments and negotiate payment arrangements
Take phone payments and set up structured repayment plans consistent with investor/insurer guidelines
Handle inbound loss mitigation calls; explain options, gather information, and route/record as appropriate
Assess borrower circumstances, identify root causes of delinquency, and work toward timely resolution
Document all borrower interactions, promises to pay, and outcomes accurately in MSP
Adhere to applicable servicing and default guidelines; follow internal policies and quality standards
Meet performance metrics for right-party contacts, cure rates, and call quality while maintaining excellent customer service
Qualification
Required
Collections or customer service experience (mortgage servicing preferred)
Working knowledge of FHA, Client, Freddie Mac, VA, and USDA default servicing guidelines
Proficiency with the MSP Servicing System
Strong communication, negotiation, and analytical skills
Ability to manage priorities and maintain accuracy in a fast-paced, phone-intensive environment