Disclosure Specialist jobs in United States
cer-icon
Apply on Employer Site
company-logo

Western Alliance Bank · 1 month ago

Disclosure Specialist

AmeriHome Mortgage is a Western Alliance Bank company. As a Disclosure Specialist, you will manage loan disclosures, track deadlines, and audit files for accuracy to ensure compliance with regulations.

BankingFinanceFinancial Services
check
H1B Sponsor Likelynote

Responsibilities

Audit loan files for completeness and accuracy, reviewing for potential errors or discrepancies that could lead to re-disclosures. Prepare and deliver various loan disclosures, including the Loan Estimate (LE) and Closing Disclosure (CD), ensuring all fees and pricing are accurate
Track disclosures that need to be sent, monitor workflow pipelines, and ensure that all requirements are being met. Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures. Prepare Post Consummation Closing Disclosure (PCCD), ensure all fees are accurate and that all fee variances are cured. Process adverse action loans and audit them for ECOA and HMDA compliance. Request and forward refund checks to borrower with PCCD
Identify potential risk areas and implement strategies to mitigate them and maintain compliance

Qualification

Residential Mortgage LendingRegulatory ComplianceTILA-RESPA DisclosuresEncompassCommunication Skills

Required

1+ years of related experience in Residential Mortgage Lending or similar field
High school diploma required
Entry level knowledge of residential mortgage industry in Correspondent or Retail Lending including; sales, operations, capital markets and/or other residential mortgage products and services
Entry level knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
Entry level knowledge of TILA-RESPA Integrated Disclosures (TRID) Loan Estimates/Closing Disclosure Requirements
Entry level experience with Encompass
Intermediate speaking and writing communication skills

Benefits

Competitive salaries
An ownership stake in the company
Medical and dental insurance
Time off
A great 401k matching program
Tuition assistance program
An employee volunteer program
A wellness program

Company

Western Alliance Bank

company-logo
Western Alliance Bank is a banking firm that offers commercial and business banking solutions.

H1B Sponsorship

Western Alliance Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (42)
2024 (30)
2023 (49)
2022 (28)
2021 (13)
2020 (10)

Funding

Current Stage
Public Company
Total Funding
$400M
2025-11-19Post Ipo Debt· $400M
2005-06-30IPO

Leadership Team

leader-logo
Tim Boothe
Chief Operating Officer
linkedin
leader-logo
Barbara Kennedy
CHRO, EVP
linkedin
Company data provided by crunchbase