Veritas Funding · 1 week ago
Retail Mortgage Loan Originator
Salt Lake City, UT
Full-time
Onsite
Entry, Mid Level
2+ years expVeritas Funding is a company focused on helping customers secure financing for real estate. The Retail Mortgage Loan Originator plays a key role in gathering financial information, reviewing credit profiles, and explaining loan options while also generating new business through networking and maintaining client relationships.
Financial ServicesLendingMortgage
Responsibilities
Gather loan file conditions and obtain missing or supporting documentation
Manage an active pipeline daily, including new application reviews, condition reviews, and other origination tasks within established turn times
Submit complete, accurate loan packages to processing
Lock interest rates in accordance with company policies and market conditions
Communicate with processing and underwriting teams to clarify outstanding conditions, resolve deficiencies, and interpret underwriting guidelines
Respond promptly to customer inquiries regarding rates, products, and loan status to ensure a high‑quality customer experience
Resolve file issues, bottlenecks, and qualifying challenges throughout the production and underwriting process
Analyze income from salaried, commissioned, self‑employed, investment, and fixed‑income sources
Review and evaluate asset statements across various account types
Assess credit reports and overall financial scenarios to determine appropriate loan products
Run DU and LP findings and reconcile variances in accordance with published guidelines
Maintain full compliance with RESPA, Regulation Z, Fair Lending, HMDA, the Bank Secrecy Act, and all other regulations governing the mortgage application process
Stay current on company loan guidelines, investor requirements, pricing policies, and VA regulations
Meet expectations for attendance, punctuality, and adherence to company standards
Generate new business through networking with real estate agents, builders, and other referral sources
Maintain and grow relationships with existing customers to encourage repeat business and referrals
Coordinate, create, track, and distribute marketing materials
Manage client and referral partner databases to support ongoing business development efforts
Qualification
Required
Active NMLS license required
High school diploma or GED equivalent required
Minimum of 2 years of recent mortgage loan origination experience
Experience with automated underwriting systems (DU/LP) required
Current knowledge of FNMA/FHLMC, FHA, USDA, and VA guidelines, standards, and practices required
Strong critical thinking and sound judgment, with the ability to evaluate data, anticipate downstream impacts, and assess risk
Ability to prioritize multiple tasks in a fast‑paced, deadline‑driven environment with a strong sense of urgency
Excellent customer service, interpersonal, verbal, and written communication skills
Intermediate math proficiency
High attention to detail and strong organizational skills
Professionalism and patience when interacting with internal and external customers
High ethical standards and alignment with company values
Proficiency with data entry, PDF software, Microsoft Word, and Excel
Preferred
Previous experience with Encompass software
Company
Veritas Funding
Veritas Funding specializes in mortgage, loan processing, fair lending, home loans and financial services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Bryce Long
CEO & President
Harry Holder, CPA
Chief Financial Officer
Company data provided by crunchbase