Beacon Credit Union · 4 months ago
Vice President, Retail Lending
Kokomo, IN
Full-time
Hybrid
Senior Level, Lead/Staff
8+ years expBeacon Credit Union is seeking a Vice President of Retail Lending to manage and develop employees in retail lending. This role involves supervising the Retail Loan Processing Center, managing underwriting tools, and assisting in achieving corporate goals and objectives.
BankingCredit CardsDebit CardsFinancial Services
Responsibilities
Supervises the Retail Loan Processing Center to ensure professional and courteous service to members. Responsible for departmental staffing to meet management's agreed upon productivity, quality and service-level goals. Directs and assists department management in developing and motivating the retail lending staff through timely and objective performance evaluations, equitable salary structure, appropriate training, award recognition and disciplinary action, as needed
Manages underwriting tools and systems to ensure optimal performance to underwriting standards, productivity objectives and risk management parameters, including analyzing and recommending improvements to the lending policies and procedures and developing and managing new service programs and products
Assists management in setting departmental corporate goals and objectives. Assists others in preparing reports in the area of file review audits, watch lists for potential problems, TDR loan reports, recommendations for interest rates (adjustable or fixed), and departmental results
Recommends and assists with special projects pertaining to loan process improvements on existing systems or new systems
Assists in reviewing and approving loan packages within authorized lending limit
Assists in providing and maintaining loan account delinquencies and collection control
Performs other duties as assigned
Qualification
Required
Eight to ten years of experience in consumer and mortgage lending or similar field
Bachelor's degree in business or a related field
Skilled executive with extensive background and knowledge in lending operations and underwriting
Experienced in recommending, developing and implementing departmental products
Exceptional organizational, analytical and managerial skills
Knowledge of consumer and mortgage lending regulations
Benefits
Health, dental and vision insurance
Paid time off
401(k) match
Incentive/bonus program
Tuition reimbursement
And more!
Company
Beacon Credit Union
In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Steve Caryer
Chief Financial Officer
Dawn Aschleman
Chief Operating Officer
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