Credit Analyst I jobs in United States
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Stride Bank, N.A. · 9 hours ago

Credit Analyst I

Stride Bank, N.A. is seeking a Credit Analyst I to investigate and analyze credit risks. The role involves resolving simple credit problems and developing financial background information for customers to assist loan officers and committees.

BankingFinancial ServicesPayments

Responsibilities

Analyzes all customer financial information, including but not limited to, business tax returns and financial statements, personal tax returns and financial statements, credit reports, rent rolls, budgets, projections and any other financial information available
Prepares cash flow models for the basis of credit decisions
Performs basic and preliminary credit analyses, identifying risks
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures
Researches markets and industries and prepare reports for management
Performs other duties as assigned

Qualification

Commercial credit analysisLending processesUnderwriting income-producing real estateC&I underwritingAnalytical skillsTrustDiplomacyAttention to detailVerbal communicationWritten communicationInterpersonal communication

Required

Bachelor's degree in business-related field, or minimum 3 years' equivalent work experience, required
1-2 years' experience in commercial credit analysis and/or commercial lending, required
Basic understanding of underwriting income-producing real estate
Basic understanding in C&I underwriting
Good working knowledge of lending processes and subject matter
Ability to handle complex issues and problems; excellent analytical skills and attention to detail
Excellent verbal, written, and interpersonal communication skills
A significant level of trust and diplomacy required

Company

Stride Bank, N.A.

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Founded in 1913 and headquartered in Oklahoma, Stride Bank, N.A. is a full-service financial institution managing over $4 billion in assets.

Funding

Current Stage
Growth Stage

Leadership Team

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Micheal Carr
Chief Technology Officer
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Rance Pappan
EVP, Chief Financial Officer
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Company data provided by crunchbase