Quantum ePay™ · 2 months ago
Underwriter I
Quantum ePay™ is a fast growing fintech company that helps business owners lower costs and improve their quality of life. They are seeking an Underwriter I to review merchant applications for payment processing, evaluate risk, and ensure compliance with bank and industry requirements in a fast-paced environment.
Financial ServicesFinTechPayments
Responsibilities
Review merchant applications to assess risk and determine acceptance based on underwriting guidelines
Interpret and analyze credit reports, business registrations, financial statements, and tax returns
Verify and confirm information submitted on merchant applications
Ensure daily applications are processed accurately and in a timely manner
Communicate with agents regarding pending applications and required documentation
Identify patterns, potential risks, and process improvements
Navigate multiple systems and platforms to update and track application status
Support team initiatives and perform additional duties as assigned
Qualification
Required
Strong working knowledge of Microsoft Office Suite and Adobe PDF
Ability to quickly learn new proprietary software (CRM) and third party vendor systems
Strong problem solving skills with the ability to apply innovative solutions
Customer focused mindset with excellent verbal and written communication skills
Strong research and analytical skills with great attention to detail
Ability to read, interpret, and apply business documents, industry standards, and regulations
Proficient in basic business math including percentages, ratios, and volume calculations
Preferred
Previous experience in credit, risk, finance, or a related field preferred
Merchant underwriting experience a plus but not required
Experience with TSYS a plus
Benefits
Medical, dental, vision, acupuncture and chiropractic
401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
Profit Sharing; paid on a quarterly basis
Company
Quantum ePay™
Quantum ePay™ is a Financial Technology company that helps businesses of all types and sizes accept payments, increase revenues, and enhance customer experience.