BillGO · 22 hours ago
Enterprise Architect
Fort Collins, CO 80528
Full-time
Onsite
Senior Level, Lead/Staff
$173K/yr - $263K/yr
10+ years expBillGO is focused on building a lean, high-impact platform that enables B2B payments and financial workflows at scale. The Enterprise Architect owns the end-to-end technical architecture of the BillGO platform, ensuring that platform, data, and AI capabilities evolve cohesively in support of business outcomes.
Financial ServicesFinTechPayments
Responsibilities
Define and maintain BillGO’s target-state platform architecture to support a scalable, extensible, and resilient payments platform
Establish and enforce architectural principles and guardrails that enable consistency while preserving team autonomy
Guide architectural decisions for core payment flows, partner integrations, and shared platform services
Identify, prioritize, and reduce architectural complexity and enterprise-level technical debt
Ensure the architecture supports high availability, correctness, scalability, and regulatory requirements
Own the cloud architecture strategy (AWS), with emphasis on resilience, observability, and cost efficiency
Partner with Platform Engineering and SRE to ensure architecture supports operational excellence
Drive modernization and simplification initiatives where they create measurable leverage
Incorporate FinOps-aware design decisions into platform architecture and service patterns
Identify and drive practical AI/ML use cases that improve platform and operational outcomes, including: Payment exception handling and resolution, Anomaly detection and fraud signal identification, Intelligent routing, retries, and decisioning, Partner support and operational automation
Define architectural patterns for AI-enabled systems, including: Data pipelines and feature readiness, Model integration and inference services, Monitoring, feedback loops, and governance
Ensure AI capabilities are secure, explainable where required, and production-grade
Partner with product and engineering to ensure AI is embedded into workflows — not treated as an afterthought
Translate BillGO’s business priorities into clear architectural decisions and tradeoffs
Act as a trusted advisor to leadership on platform investments, sequencing, and risk
Support strategic initiatives such as new partner models, platform extensions, and regulatory changes
Evaluate vendors, platforms, and build-vs-buy decisions through an architectural lens
Lead architecture reviews and provide clear, actionable guidance to engineering teams
Establish lightweight governance that balances autonomy with architectural coherence
Document architecture in ways that are current, practical, and useful to teams
Mentor senior engineers and raise architectural thinking across the organization
Qualification
Required
Bachelor's degree in Computer Science, Artificial Intelligence, Data Science, or a related field (Master's degree a plus)
10+ years of experience in software engineering, systems, or architecture roles
Proven experience shaping enterprise or platform architecture in fintech, payments, or enterprise SaaS environments
Strong background in cloud-native, distributed systems
Hands-on experience integrating data and AI/ML capabilities into production systems
Practical experience applying AI/ML to real operational or product problems
Deep understanding of APIs, integrations, and high-throughput transaction systems
The ability to excel in a fast-paced, startup environment and maintain momentum through change
A pragmatic, systems-driven mindset with a strong focus on delivering measurable outcomes
Comfort operating effectively within a lean, evolving organization and adapting as priorities shift
Sound architectural judgment, paired with the confidence to make thoughtful tradeoffs and stand behind decisions
Clear, effective communication that aligns technical teams with business stakeholders and organizational goals
Preferred
Experience in payments, banking, or financial infrastructure
Exposure to fraud, risk, or compliance systems
Cloud or architecture certifications
Company
BillGO
BillGO is changing the status quo with a modern bill managements and payments platform.
51-200 employees
H1B Sponsorship
BillGO has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2024 (2)
2023 (3)
2022 (9)
2021 (8)
2020 (5)
Funding
Current Stage
Growth StageTotal Funding
$118.67MKey Investors
BankTech VenturesUSAA
2023-10-18Series B· $5M
2020-08-05Series Unknown· $60M
2020-07-01Series Unknown· $12.17M
Leadership Team
Dan Holt
CEO, Co-Founder
Recent News
Crowdfund Insider
2025-10-27
Payments Dive
2025-07-03
Google Patent
2025-05-04
Company data provided by crunchbase