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checker · 4 hours ago

Cross-border Payments Product Manager

United States

Full-time

Remote

Senior Level

5+ years exp

Checker is the global liquidity network for stablecoins, enabling financial institutions to adopt stablecoins and scale operations globally. The Product Manager will own the end-to-end product surface area for money movement across fiat and stablecoins, focusing on integrations, API design, and operational readiness.

Computer Software

Responsibilities

Design the interface that lets customers integrate once and scale globally: unified APIs, SDK patterns, webhooks/event model, idempotency strategy, error semantics, and versioning

Own the customer configuration surface (dashboard and/or API): onboarding flows, credentials management, whitelists/limits, corridor enablement, routing preferences, and environment management

Define enterprise-grade integration tooling: sandbox/testing, observability endpoints, reporting exports, and clear docs that reduce time-to-first-transfer

Set the north-star for the end-to-end developer experience: consistency across rails/providers, predictable behavior, and crisp contracts between customers, Checker, and underlying partners

Lead integrations with bank/payment rails and providers across key markets (e.g., ACH/Wire, SEPA/SCT Inst, FPS, PIX, SPEI, UPI, local transfer systems)

Define participation models, onboarding requirements, limits, reference/metadata requirements, and scheme-compliance constraints

Ensure the unified API abstractions map cleanly to partner realities (capabilities matrix, edge cases, metadata requirements, retries/fallbacks)

Design flow of funds that are custom yet reusable, per provider, per corridor, per use cases, bearing in mind key nuances such as virtual accounts, named accounts, and any local restrictions due to currency controls, regulations, and/or tax requirements

Design reconciliation primitives: payment references, statement mapping, ledger impacts, webhook events, reporting/export formats, and audit trails

Drive operational readiness: returns/refunds, chargebacks where relevant, compliance holds, manual review workflows, and dispute/exception handling

Establish metrics and monitoring: latency, failure modes, break rates, auto-match rates, time-to-settlement, and volume

Own the roadmap and execution cadence end-to-end: discovery → PRD/specs → launch readiness → post-launch iteration

Make hard tradeoffs across engineering, ops, compliance, partnerships, and go-to-market

Be the Direct Responsible Individuals (DRIs) for defined OKRs, such as adoption, volume, reliability, unit economics, and time-to-live for new rails/corridors

In the first 6–12 months, you’ve shipped multiple rails/corridor capabilities end-to-end with clear SLAs, monitoring, and incident playbooks

Reduced onboarding time and integration friction (faster “first money moved”)

Improved automated reconciliation rates and reduced exceptions/manual ops per unit volume

Delivered a configurable routing layer that enables customers to automate funds movement (not tickets + spreadsheets)

Empowered financial institutions to leverage Checker processing $1B+ of volume in a quarter

Qualification

Product ManagementAPI-first payments productsCross-border money movementIntegrating with PSPsTechnical fluencyCustomer pain discoveryVendorsStablecoinsPricing/monetization designHigh-volume processing

Required

5+ years of Product Management experience in a FinTech or Financial Services environment, focused on payments, banking, or core infrastructure products

Proven experience shipping API-first payments products where reliability, exceptions, and reconciliation are core

Intimate knowledge of what financial institutions look for, when they leverage a global network solution like Checker

Hands-on experience integrating with or building around PSPs, banks, and local payment rails (e.g., Wise, Thunes, Terrapay, ACH, SEPA, FPS, PIX, Direct Debit, real-time payment systems etc.)

Strong technical fluency: you can write precise specs for APIs, event models, integration flows, and operational behavior

Strong understanding of cross-border money movement realities: settlement timelines, cutoffs, prefunding/nostro, reconciliation, and operational risk

You know how to uncover real customer pain. You ask, 'Show me how you currently access payouts in these countries', instead of 'Would you use this feature?' You distinguish between what customers say they want and what their behavior reveals they actually need

Preferred

Previous experience of working with external vendors to launch collections, payouts, conversion, or virtual account products

Deep reflections about the strengths and weaknesses of existing vendors in the market, hence have a good idea about what an ideal solution would look like

Familiarity with stablecoins as a payment instrument for treasury uses

Experience designing pricing/monetization for payments (rate cards, corridor pricing logic, margin)

Experience operating products with meaningful scale (high-volume processing, enterprise SLAs, incident response maturity)