Bread · 1 month ago
Director Fraud Strategy
Columbus, OH
Full-time
Hybrid
Mid, Senior Level
$154K/yr - $348K/yr
7+ years expBread Financial is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. The Director of Fraud Strategy leads the Fraud Strategy function, responsible for analyzing fraud trends and developing mitigation strategies to manage fraud losses while supporting business growth.
Consumer LendingFinancial ServicesFinTech
No H1B
Responsibilities
Develop and communicate vision for the team, define success and how it will be measured. This includes delivering on the vision for the Account Protection function as well as more specific definitions for the Fraud Strategy Team
Demonstrates the ability to work independently, remain organized, and prioritize work to work on multiple projects over the same time period with accuracy and attention to detail
Utilize critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic, and gains consensus on the best solution
Hire, develop, supervise, and retain key talent
Ensure individuals have the skills and tools needed to support the development and execution of fraud mitigation
Research and understand industry best practices for fraud mitigation strategies, techniques and risk
Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and regulatory bodies
Build and maintain productive partnerships with key areas of the business (e.g., Operations, Credit Management, Client Partnership) to ensure strategies are comprehensive, fit for purpose and executed as designed
Research and understand relevant regulations and work with Compliance and Operations partners to ensure strategies comply
Ensure controls are in place to mitigate any potential liability
Qualification
Required
Bachelor's Degree or equivalent education in Business Management, Statistics, Mathematics
Seven years' work experience directly related to the role and five years minimum of supervisory experience
Seven years or more experience demonstrated understanding of risk management disciplines, varying analytic practices and fraud risk concepts
Proven success in analyzing large amounts of data which foster actionable business decisions
Experience managing data analysts or statisticians with a proven capacity to lend guidance, insight and comprehension of in-depth, detailed analysis they produce
Solid understanding of operational execution is necessary to contextualize, and support recommended strategic deployments
Preferred
Master's in Business Management, Statistics, Mathematics
Ten years or more in Fraud Risk and/or Credit Risk
Benefits
Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
Six weeks of 100% paid parental leave for eligible parents
401(k)
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year
40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year
40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year
Purchase company stock during offering periods in June and December
Annual incentive bonus based on individual and company performance
Company
Bread
Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$200.3MKey Investors
KinnevikMenlo VenturesBessemer Venture Partners
2020-10-29Acquired
2018-09-18Series Unknown· $60M
2017-08-02Series B· $126M
Recent News
2025-10-02
2025-03-16
Company data provided by crunchbase