Aldermore Bank · 4 hours ago
Credit Risk Manager
All, MO
Full-time
Hybrid
Mid, Senior LevelAldermore Bank is an award-winning bank trusted by customers for over a decade, offering specialist mortgages and business finance solutions. The Credit Risk Manager role involves overseeing the Group's credit decisioning strategy and portfolio management, ensuring compliance with credit risk appetite and engaging with senior stakeholders to support credit performance and strategy.
BankingFinancial ServicesSmall and Medium Businesses
Responsibilities
Oversight: Independently review and challenge 1LOD credit risk strategy, performance and reporting, ensuring alignment with policies, risk appetite, and regulations
Assurance: Deliver assurance across retail lending portfolios, reviewing strategies, escalating risks, and partnering with the Policy team to enhance standards
Credit optimisation: Collaborate with 1LOD teams to deploy credit capacity effectively and leverage data and best practice to improve approaches
Risk appetite: Set and monitor risk limits across business lines with 1LOD and 2LOD teams, ensuring compliance with Board-approved Risk Appetite
Strategic partner: Advise senior leaders, influence risk culture, and identify emerging risks and trends to support safe, sustainable growth
Governance & stakeholders: Contribute to key governance forums and engage regulators, credit rating agencies, and other external stakeholders on credit risk strategy
Qualification
Required
Proven experience in credit risk management within financial services, ideally operating in a second line of defence environment
Strong knowledge of credit risk frameworks, portfolio management and regulatory requirements (e.g. MCOB, CONC)
Ability to provide effective independent challenge and assurance while working collaboratively with first line teams
Experience influencing senior stakeholders and contributing confidently to executive-level governance forums
Strong analytical skills with the ability to identify emerging risks, interpret data and translate insight into clear recommendations
A proactive, values-led approach that promotes strong risk culture, sound judgement and continuous improvement
Benefits
A friendly and flexible culture, the same as how we work with our customers.
A growing organisation that means there’s lots of opportunities to progress
A drive for continuous improvement, which you will be empowered to get behind from day one.
You will be rewarded competitively, with a good range of core benefits and bonus potential.
Company
Aldermore Bank
Aldermore Bank is a specialist lender and savings bank offering straightforward products to SMEs, homeowners, landlords and individuals.
Founded in 2009
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$65.9M2015-03-20IPO
2014-01-21Private Equity· $65.9M
2009-01-01Acquired
Recent News
2026-01-14
Financial Sector Technology
2025-12-09
Business Live
2025-10-28
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