R&A Insurance, Inc. · 4 days ago
Senior Personal Lines Account Executive
Baltimore, MD
Full-time
Onsite
Mid, Senior Level
3+ years expR&A Insurance, Inc. is a professional services firm specializing in commercial and personal insurance, bonding, and risk management programs. The Senior Personal Lines Account Executive is responsible for the strategic management, retention, and growth of a complex and/or high-volume book of personal lines business, serving as a trusted advisor to high-net-worth clients and providing leadership support within the department.
Auto InsuranceInsuranceRisk Management
Responsibilities
Independently manage and service an assigned book of personal lines accounts, including high-net-worth and complex risks, with minimal supervision
Serve as the primary point of contact and trusted advisor to clients, delivering proactive, solution-oriented insurance guidance
Lead renewal strategy and execution, including pre-renewal reviews, exposure analysis, remarketing decisions, and client presentations
Analyze client needs and risk tolerance; recommend appropriate coverage solutions; and educate clients on policy features, limitations, and risk alternatives
Proactively identify cross-sell and account-rounding opportunities to enhance coverage and strengthen client relationships
Prepare comprehensive and accurate submissions; negotiate pricing, terms, and conditions with carriers; evaluate coverage options; and bind coverage within agency authority
Maintain advanced knowledge of personal lines products, underwriting guidelines, market trends, and leverage strong carrier relationships to advocate on behalf of clients
Identify and pursue alternative risk placement options when coverage is unavailable in the admitted market
Serve as a subject-matter resource within the Personal Lines Department by providing guidance, mentoring, and technical support to Account Advisors and Account Executives, as needed
Collaborate with producers, leadership, and operations staff to share insights on client needs, market conditions, and carrier performance
Manage complex service matters, including escalated client concerns, coverage disputes, remarkets, and claims-related inquiries
Ensure all renewals, endorsements, policy changes, and service requests are processed accurately, timely, and in compliance with agency and carrier requirements
Support departmental initiatives, process improvements, and best practices
Perform other duties as assigned
Qualification
Required
Education: Associate's degree from a two-year college or technical school, or an equivalent combination of education and relevant experience
Experience: Minimum of 3–5 years of personal lines insurance experience, with demonstrated success managing a book of business independently
Licensure: Must possess and maintain a valid Property & Casualty insurance license
Continuing Education / Training: Completion of all continuing education requirements as mandated by applicable statutes and regulations
Preferred
Senior-level or high-net-worth account experience preferred
Company
R&A Insurance, Inc.
R&A is a professional services firm specializing in the placement of commercial and personal insurance, bonding and risk management programs.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Jeff Rosenkilde, CIC
Principal / CEO
D. Bradley “Brad” Rosenkilde, Jr.
Managing Partner
Recent News
2025-01-22
Company data provided by crunchbase