Hanmi Bank · 4 months ago
SBA Credit Analyst
Los Angeles, CA, US
Full-time
Onsite
Entry, Mid Level
$46K/yr - $65K/yr
1+ years expHanmi Bank is seeking a Credit Analyst to manage the Commercial, C&I, SBA, Real Estate Lending, and Consumer and Commercial Equipment Leasing loan processes. The role involves conducting credit analysis, ensuring compliance with regulations, and supporting commercial lending activities.
BankingFinancial Services
Responsibilities
Identifies, collects, and analyzes credit analysis and global cash flow to assess credit risk
Conducts site visits, meetings, and interviews with borrowers
Prepares file approval memorandums summarizing results and validates Credit Risk Ratings in compliance with the Company’s policy and procedures
Monitors delinquencies, covenant compliance, etc
Supports commercial lending in other credit matters as assigned
Contacts borrowers to obtain additional supporting information
Prepares spreadsheets and calculates appropriate rations and other financial information
Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans
Maintains knowledge of the Bank’s underwriting and lending guidelines
Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action
Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values
Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct
Performs duties specific to the position and other functions as assigned
Qualification
Required
Bachelor's degree highly preferred; High school diploma and/or 1+ plus years work experience and/or training in commercial or SBA lending – specifically, property cash flow analysis and appraisal valuation methods
Strong problem solving, analytical and decision making skills
Able to handle multiple transactions at once and work well in a team-oriented environment
Strong customer service skills, relationship development and management skills
Basic skills in computer terminal and personal computer operation; mainframe computer system; word processing and spreadsheet software programs
Intermediate typing skills to meet production needs of the position
Basic math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs
Good verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees
Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
Ability to work with no supervision while performing duties
Preferred
Commercial real estate and/or SBA analysis/underwriting experience a plus
Benefits
Paid sick time off
Vacation leave
Paid holidays
Medical, dental, vision, life and disability insurance packages for employees and dependents
Various other voluntary benefit offers
Optional retirement accounts
Company
Hanmi Bank
Hanmi Bank was founded with the goal of catering to a growing Korean-American community.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2001-01-29IPO
Leadership Team
Bonnie Lee
President & CEO
Navneeth Naidu
EVP, Chief Technology Officer
Recent News
2025-10-24
Hanmi Bank
2025-10-22
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