Citi · 3 months ago
Structured Credit / Securitization Underwriter (Assistant Vice President)
New York New York United States
Full-time
Hybrid
Mid Level
$109K/yr - $164K/yr
3+ years expCiti is a global financial services company, and they are seeking a Securitization Underwriter to lead the underwriting and credit approvals of transactions within Credit Financing/Private Credit and Transportation Finance. This role requires extensive product knowledge and corporate credit expertise, focusing on managing complex deliverables while ensuring compliance with internal policies and regulatory requirements.
BankingFinanceFinancial Services
Responsibilities
Proactively assess credit risk and other pertinent risk considerations in all business decisions, consistently prioritizing the firm's reputation and safeguarding Citigroup's clients and assets. This includes ensuring compliance with applicable laws, rules, and regulations; adhering to internal policies; applying sound ethical judgment; and transparently escalating, managing, and reporting control issues
Collaborate with bankers to underwrite requests for both new and existing securitization facilities. Assume ownership of credit decisions and ensure full compliance with internal procedures, credit risk policy guidelines, and established standards
Conduct comprehensive due diligence and prepare detailed written credit memos for periodic monitoring, including annual reviews and quarterly updates on existing transactions. Memos must encompass a thorough analysis of business terms, structural elements, strengths, prevailing risk factors, asset types, and compliance with internal underwriting guidelines and applicable policies and procedures to formulate and inform final credit recommendations to Risk
Execute ongoing, timely monitoring of individual transaction performance and overarching portfolio trends
Continuously stay abreast of the latest research and developments within the industry, evolving product offerings, and rating agency criteria
Maintain up-to-date knowledge of and ensure rigorous compliance with Citibank Wholesale Credit Risk policies, standards, and procedures, as well as relevant regulatory policies, to ensure the business unit consistently achieves satisfactory ratings from internal and external auditors and reviewers
Continuously identify opportunities for process improvements and efficiencies. Lead projects and initiatives aimed at enhancing operational effectiveness and collaborate effectively with the management team on the prioritization and implementation of approved actions
Qualification
Required
3 - 7 years of progressive credit analysis experience within a financial institution, coupled with demonstrated familiarity in regulatory, compliance, and policy environments
Proven analytical capabilities, including the ability to comprehensively assess the structural components of individual transactions, the quality of underlying pool assets, and asset managers' capabilities, strategies, underwriting approaches, portfolio management techniques, and track records
Demonstrated expertise in structured finance and securitization of Private Credit, Middle Market or Broadly Syndicated Loans, and Esoteric Asset-Backed assets (including Transportation). This includes the ability to effectively navigate complex and variable issues, weighing various alternatives and balancing potentially conflicting needs to develop optimal solutions
Exceptional organizational skills, meticulous attention to detail, and a proven ability to effectively prioritize tasks and consistently meet deadlines in a fast-paced, high-volume environment
Excellent interpersonal, written, and verbal communication skills, enabling effective engagement with diverse stakeholders
A proactive and autonomous work style, complemented by a strong ability to collaborate effectively within a team setting
Proficiency with standard business applications (e.g., Microsoft Excel, Word, PowerPoint)
Experience or a strong interest in technology or operations/process enhancements, coupled with a keen interest in the deployment and application of new technologies, including Artificial Intelligence
Bachelor's/University degree required
Preferred
Master's degree or CFA Charterholder certification preferred
Benefits
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company
Citi
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
10001+ employees
H1B Sponsorship
Citi has a track record of offering H1B sponsorships. Please note that this does not
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reference. (Data Powered by US Department of Labor)
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2025 (1386)
2024 (849)
2023 (1375)
2022 (1117)
2021 (876)
2020 (901)
Funding
Current Stage
Late StageLeadership Team
James Monahan
Managing Director / Global Head of Asset Servicing
Naveed Sultan
Managing Director, Chairman, Institutional Clients Group
Recent News
2026-01-20
2026-01-15
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