Walden Mutual Bank · 1 day ago
Credit Analyst
Concord, NH
Full-time
Hybrid
New Grad, Entry Level
0+ years expWalden Mutual Bank is focused on creating deeper connections within communities through sustainable financial practices. They are seeking a Credit Analyst to conduct thorough analyses of financial statements and assess credit risk for potential borrowers, ultimately making recommendations that will impact the bank and its partners.
AccountingBankingFinancial ServicesLending
Responsibilities
Conduct thorough analysis of financial statements, reports, and documents, assessing credit worthiness for new loans applications, requests for modifications, refinancing applications, and annual due diligence reviews
Provide risk rating and credit recommendations relating to the assessment of credit risk; analyze industry context: competition, potential new entrants, power of suppliers, power of customers, and threat of substitute products/services
Remain current with the Bank’s Loan Policy, related lending policies, regulatory requirements, and market and risk factors, which may impact the borrower and the borrower’s ability to operate and repay the loan
Work with vendors and servicers, including credit and UCC reporting services, to ensure credit exposures have been properly identified and incorporated in the analysis
Document credit assessment and maintain records and reporting relating to the assessment. Request updated financial information as required in the policy and loan documents
Completion of formal credit training (in house)
Complete assigned regulatory and lending training; remain abreast of changes to state and federal regulations
Qualification
Required
Bachelor's degree in finance, accounting, or other business-related fields with a strong understanding of financial statements, reporting, and ratio analysis
Up to 1 year of credit and quantitative analysis in banking or related field
Ability to work in a team environment, collaborating with lending staff and other teammates in a remote environment
Attention to details
Time management skills, ability to manage multiple projects/analysis assignments and to manage competing priorities
Preferred
Working knowledge of food businesses, and/or agricultural lending
Benefits
Health insurance coverage with dental and vision
Unlimited PTO
Allocated time for volunteering
"Quiet" Fridays
Life and disability insurances
Parental leave policy
11 paid holidays
Walden-branded swag!
Company
Walden Mutual Bank
Walden Mutual provides online saving accounts for depositors and lends money to local and sustainable food and farm businesses.
11-50 employees
Funding
Current Stage
Early StageTotal Funding
$24M2022-10-06Undisclosed· $24M
Leadership Team
Charley Cummings
Founder & CEO
Recent News
2025-04-12
Walden Mutual Bank
2025-04-12
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