M&T Bank · 4 months ago
Senior Credit Underwriter, Equipment Finance
Irvine, CA
Full-time
Onsite
Mid, Senior Level
$41.62/hr - $69.36/hr
3+ years expM&T Bank is a financial institution that is seeking a Senior Credit Underwriter for their Equipment Finance division. The role involves evaluating and determining credit risks for larger dollar loan and lease customers through various financial analyses and assessments.
Financial Services
Responsibilities
Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases. Make decisions on loan and lease requests within assigned authority
Determine the need for more thorough investigation or additional information from Sales or the customer
Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures. Assign an overall risk rating to the credit request
Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Complete other related duties as assigned
Qualification
Required
Bachelor's degree and a minimum of 3 years' related work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' related work experience
Proficiency with personal computers as well as pertinent software programs
Strong analytical skills
Preferred
Credit training
Strong verbal and written communication skills
Company
M&T Bank
Great companies have an enduring sense of purpose.
10001+ employees
H1B Sponsorship
M&T Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (116)
2024 (113)
2023 (84)
2022 (103)
2021 (42)
Funding
Current Stage
Late StageLeadership Team
René Jones
Chairman & Chief Executive Officer
Dan Saper
•Co-Founder/Co-Chairman of Welcome to M&T Bank Affinity Group, Western New York Chapter
Recent News
2025-10-07
2025-10-06
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