BayFirst · 1 week ago
Commercial Portfolio Manager - St. Petersburg/Pinellas
St. Petersburg, FL
Full-time
Onsite
Entry, Mid Level
2+ years expBayFirst National Bank is a full-service community bank dedicated to providing high-quality banking services. The Commercial Portfolio Manager is responsible for managing a portfolio of commercial loans, building relationships with clients, and supporting the growth of the Bank’s commercial lending platform.
Banking
Responsibilities
Support the portfolio of commercial loan officers by monitoring existing loan portfolios to ensure they are performing adequately
Serve as the first line of defense for loans that exhibit deteriorating credit quality; escalate to special assets as appropriate
Process loan servicing requests in accordance with Bank policy and regulatory requirements
Effectively communicate with internal business partners (loan operations, credit services, credit review, audit, treasury services, etc.) throughout the underwriting and portfolio management process
Perform annual reviews on assigned commercial loans as required. Proactively meet with clients during these reviews to assess current needs, identify future opportunities, and make recommendations that support their business objectives
In addition to annual reviews and ongoing portfolio management, the PM will collaborate with calling officers and branch staff to conduct regular outbound calling initiatives, proactively engaging clients to strengthen relationships and provide continuous support that enhances the overall client experience
Prepare delinquent loan status reports and deferment requests as needed
Review and process new loan opportunities that arise from existing portfolio clients. Manage these requests through the commercial underwriting process, including initial structuring, financial analysis, preparation of credit memoranda, and coordination with credit and underwriting teams
Miscellaneous duties as assigned
Qualification
Required
Bachelor's degree or equivalent experience required
Minimum of 2 years' experience in credit analysis/portfolio management in a commercial lending environment
Strong understanding of the underwriting process for commercial loans
Excellent verbal and written communication skills
Ability to exercise independent judgment on client relationship credit analysis and take appropriate action
Solid understanding of banking services and financial products
Strong analytical and financial analysis skills
Excellent interpersonal skills with the ability to build strong client and internal relationships
Customer service focus with the ability to represent the Bank's interests while maintaining client satisfaction
Self-motivated individual with a positive, can-do attitude
Ability to work both independently and collaboratively within a team
Strong time management and multi-tasking skills
Demonstrated ability to perform in a fast-paced, high-volume environment
Strong negotiation and persuasion skills
Ability to adapt to change and evolving priorities
Benefits
Career development opportunities
Competitive compensation
Generous benefits
Company
BayFirst
BayFirst National Bank is locally owned and operated since 1999, we serve the communities of Tampa Bay.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Thomas Zernick
Chief Executive Officer
Scott McKim
Chief Financial Officer
Recent News
BayFirst Financial Corp.
2025-10-31
BayFirst Financial Corp.
2025-09-30
2025-08-14
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