Ramp · 11 hours ago
Software Engineer, Risk
New York, United States
Full-time
Hybrid
Entry, Mid Level
$168K/yr - $275K/yr
2+ years expRamp is a financial operations platform focused on modern finance teams and AI. The role involves owning systems that influence significant payment volumes and building robust systems for limit management and operational efficiency.
FinanceFinTechFinancial Services
Responsibilities
Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio
Envision and build the next generation of agents and tools that automate manual Risk decisions and increase operational efficiency
Develop high-volume, low-latency Risk controls to support Ramp’s expansion into new products, customer segments, and geographies
Design and build real-time decisioning systems spanning the entirety of a business’ tenure on Ramp
Partner closely with analysts, data scientists and product to translate risk strategies into reliable software
Qualification
Required
2+ years of backend engineering experience
Proficiency in Python or a comparable backend language
Experience working with distributed systems and async frameworks
Proficiency with converting abstract business problems into robust data models and technical specs
Experience building or operating systems with strict auditability, observability, and correctness guarantees
High ownership mentality – you care deeply about the systems you build
Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact
Preferred
Experience leveraging AI/LLMs for development or for internal workflows
Interest in financial optimization problems
Willingness to learn and move fast while holding the bar on correctness
Defensive programming aptitude
Experience using feature stores, rule engines and ML platforms in production
Benefits
100% medical, dental & vision insurance coverage for you + Partially covered for your dependents + One Medical annual membership
401k (including employer match on contributions made while employed by Ramp)
Flexible PTO
Fertility HRA (up to $10,000 per year)
Parental Leave
Pet insurance
Centralized home-office equipment ordering for all employees
Health and Wellness stipend
In-office perks: lunch, snacks, drinks, and more
Budget for intra-office travel
Relocation support to NYC or SF (as needed)
Company
Ramp
Ramp is a financial operations platform designed to save companies time and money
1001-5000 employees
H1B Sponsorship
Ramp has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (24)
2023 (11)
2022 (10)
2021 (2)
2020 (2)
Funding
Current Stage
Late StageTotal Funding
$2.98BKey Investors
Lightspeed Venture PartnersICONIQ CapitalFounders Fund
2025-11-17Series Unknown· $311.72M
2025-07-30Series E· $500M
2025-06-14Series E· $200M
Leadership Team
Eric Glyman
Co-Founder, CEO
Gene Lee
Co-founder, focused on growth
Recent News
Crunchbase News
2026-02-09
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2026-01-23
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2026-01-22
Company data provided by crunchbase