Southside Bank · 2 days ago
Credit Officer
Tyler, TX, US
Full-time
Onsite
Senior Level
5+ years expSouthside Bank is a financial institution that is seeking a Credit Officer to approve and recommend loans in accordance with bank policy. The role involves reviewing loan applications, supporting commercial lending, and ensuring compliance with relevant laws and regulations.
BankingFinanceFinancial Services
Responsibilities
Reviews and approves loans within individual approval authorities
Reviews and signs off on Internal Evaluations for the Loan Review Group
Supports the Commercial Lending function for the Bank with specific focus on the Commercial Real Estate
Provides guidance to Lending team on loan structure and pricing in advance of approval
Supports Credit Analysts as needed
Participates as a voting member of Officer’s Loan Committee
Participates in lending Pipeline meetings
Participates in annual review of Bank Credit Policy and propose any necessary updates/edits as needed
Understands and follows all local, state, and federal laws and regulations as they apply to lending
Direct involvement in loan workout as needed
Prepares special projects at management’s request
Assigns work duties to team members
Maintains positive relationships and promotes efficiency among a group of workers
Plans and supervises the activities of others
Maintains confidentiality of all sensitive Bank information
Maintains a positive and caring atmosphere for customers and employees consistent with Southside Bank’s mission, CORE Values, and Blue Book culture guide
Provides enthusiastic, professional, and courteous service to Southside Bank customers and employees
Participates in proactive team efforts to achieve departmental and company goals
Understands and agrees to abide by the policies and procedures established at Southside Bank
Responsible for complying with audit policies and procedures as they pertain to this position
Performs duties in compliance with applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and related anti-money laundering laws, and in accordance with the Bank’s Information Security Program
Must comply with all applicable laws and regulations
Completes work duties; maintains positive relationships and promotes efficiency among a group of workers
Exchanges ideas, information and opinions with other people to formulate policies, programs, decisions and solutions
Adapts effectively to changing work tasks, market information, technology, procedures, conditions and physical demands
Gathers, collates, classifies and reports information
Examines and evaluates data. Presents an alternative course of action based upon analysis
Performs well-defined activities, which require accuracy and attention to detailed information
Provides leadership to others through example and sharing of knowledge/skill
Complies with all safety policies, practices, and procedures. Report all unsafe activities to supervisor and/or Human Resources
Performs additional duties, as assigned or directed
Qualification
Required
Five or more years of experience in a financial institution or loan setting, preferably in credit risk management in the commercial real estate lending and analysis areas; prefer bachelor's degree in business administration, finance or related area
Ability to manage multiple deadlines and projects concurrently
Ability to use a computer, email, and navigate through software
Understand, reason, and make judgments
Motivate and influence others to take specific action
Reach conclusions based on objective, subjective or sensory data
Understand highly complex instructions and written materials
Read, write and speak using standardized technical communication formats, diction and style
Apply methods of persuasive speaking, discussion and debate
Integrate the analysis of data to discover facts, build knowledge, formulate concepts or develop interpretations
Understand complex instructions and written materials
Manual dexterity sufficient to reach/handle items and work with fingers
Must be able to remain in a stationary position 90% of the time
The person in this position needs to occasionally move about inside the office to visit other offices, conference rooms, office machinery, etc
Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and telephone
Constantly positions self to operate on a computer
The person in this position frequently communicates with other people throughout each day
Must be able to exchange accurate information when conversing
Benefits
Medical, Prescription Drugs, Dental, and Vision Insurance
Insurance Eligibility for Team Members and Dependents Starting on the First Day of Employment
401(k) with a Match
Basic, Voluntary, and Dependent Life Insurance
Paid Time Off
Paid Bank Holidays
Workplace Wellness Programs
Employee Assistance Programs
Tuition Reimbursement
Company
Southside Bank
Southside Bancshares is a banking company that specializes in personal banking, business banking, mortgage, and equity lending.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$100M2020-11-18Post Ipo Debt· $100M
1998-05-20IPO
Leadership Team
Keith Donahoe
Chief Executive Officer
Recent News
2026-01-16
Southside Bancshares, Inc.
2025-11-07
Southside Bancshares, Inc.
2025-10-24
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