Busey · 4 days ago
Credit Analyst II
Champaign, IL
Full-time
Onsite
Entry, Mid Level
$59K/yr - $70K/yr
2+ years expBusey is a financial services company that is seeking a Credit Analyst II to provide accurate and timely credit analysis to support portfolio management and new business development efforts. The role involves analyzing financial statements, evaluating risks, and preparing credit approval requests in collaboration with lending staff.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines
Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals
Perform file reviews of assigned requests to ensure complete information, communicating with loan team to discuss missing information, applicable questions and any loan structure suggestions or concerns
Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower
Evaluate collateral, industry data and other relevant credit information
Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned
Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships
Develop a working knowledge of the Commercial Banking Loan Policy and systems, including nCino
Assist with other duties or special projects as assigned
Qualification
Required
Requires Bachelor's degree with a concentration in Business or Finance
Requires 2 - 3 or more years of Commercial Credit experience
Strong oral and written communication skills
Proficiency in Microsoft Office Suite
Knowledge of financial accounting
Ability to prioritize workflow, multi-task and work independently
Ability to analyze and solve problems
Ability to take independent action within established guidelines
Ability to perform duties under frequent time pressures with a high degree of accuracy and attention to detail
Reliable and predictable on-site attendance
Benefits
401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical
Dental
Vision
Company-paid life insurance
Long-term disability
Supplemental voluntary life insurance
Short-term and long-term disability
Wellness incentives
Employee assistance program
Pre-tax health savings accounts
Flexible spending accounts
Company
Busey
Busey is a financial company that offers wealth management, banking, brokerage, and mortgage services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$200M2025-05-14Post Ipo Equity· $200M
2001-06-14IPO
Leadership Team
Christopher Chan
Chief Financial Officer
Recent News
First Busey Corporation
2025-10-29
2025-09-29
2025-09-05
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