GBC International Bank · 1 week ago
Portfolio Manager
Los Angeles, CA
Full-time
Onsite
Senior Level, Lead/Staff
$85K/yr - $125K/yr
10+ years expGBC International Bank is seeking a Portfolio Manager who will be a key member of the banking team responsible for managing an assigned portfolio's underwriting quality and credit quality. The role involves ensuring portfolio health, compliance with regulatory standards, and enhancing customer relationships through tailored financial products and services.
BankingFinanceFinancial ServicesOnline Portals
Hiring Manager
Hernan Amaya
Responsibilities
Perform in-depth credit analysis and risk assessment for new loan requests and portfolio reviews
Structure credit solutions that align with customer needs and the bank's risk appetite
Ensure adherence to the bank’s credit policies, underwriting standards, and regulatory requirements
Able to underwrite and obtain credit approval between 2-4 commercial loans each month
Oversee the performance of the assigned portfolio, including compliance with credit agreements and covenants
Monitor financial performance, market trends, and repayment behaviors of portfolio clients
Maintain detailed and accurate records of portfolio activities, communications, and risk assessments
Identify, evaluate, and mitigate potential risks within the portfolio
Proactively manage relationships with clients showing signs of financial stress, developing mutually beneficial solutions
Manage non-performing assets (NPAs) by implementing effective remediation strategies
Build strong relationships with portfolio clients to understand their financial needs and goals
Identify opportunities to provide value-added products and services, such as treasury solutions, trade finance, and cash management
Collaborate with Relationship Managers and Product Specialists to deliver comprehensive financial solutions that drive client satisfaction and loyalty
Serve as a liaison between customers, Relationship Managers, and internal credit committees to ensure seamless communication and service delivery
Support business development efforts by identifying and cultivating opportunities within the portfolio
Mentor and provide guidance to junior team members on portfolio management best practices
Analyze portfolio trends and provide actionable insights to leadership
Offer recommendations for portfolio growth, diversification, and risk mitigation
Stay informed on market developments and industry trends to anticipate client needs and risks
Qualification
Required
Bachelor's degree in Business, Finance or related field or equivalent experience
Minimum of 10 years of experience working in a Banking environment with emphasis on credit underwriting
Formal credit training is required
Ability to analyze financial and project statement, corporate and personal tax returns
Understanding of basic loan structure processes and regulations associated with lending
Strong understanding of loan documentation criteria
Excellent verbal and written communication skills
Proficiency with Microsoft Office Suite (Word, Excel, Powerpoint)
Excellent interpersonal, customer relations and sales skills
Ability to demonstrate being a self-starter, well-organized, detail-oriented
Strong team work ethics is required
Ability to converse and exchange information with all levels of staff within organization
Ability to observe, perceive, identify, and translate data
Ability to work well independently and in a fast-paced environment
Travel within the local market may be necessary
Associate's degree and related on the job experience required
Company
GBC International Bank
GBC International Bank is a bank that provides finance and banking services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Richard Holmes
EVP & CFO
Annie Pan
EVP/Chief Marketing Officer
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