VCI (VeriCheck ACH) · 1 day ago
Senior Underwriter
United States
Full-time
Remote
Mid, Senior Level
$62K/yr - $67K/yr
5+ years expVCI (VeriCheck ACH) is a payment solution company that has been helping businesses improve efficiency and profitability for over 30 years. The Senior Underwriter is responsible for evaluating and underwriting risk for ACH payment services, making informed credit decisions, and ensuring compliance during the onboarding and monitoring of clients.
Credit CardsE-CommercePayments
Responsibilities
Manage inbound and outbound calls to support underwriting and merchant servicing needs
Maintain and prioritize the underwriting inbox using the ticketing system, ensuring timely follow-up and resolution
Conduct comprehensive KYC/KYB reviews, including identity verification, financial statement analysis, tax return review, and assessment of merchant processing history to evaluate risk and creditworthiness
Interpret and analyze financial statements to determine merchant stability, exposure, and overall risk profile
Deliver clear, professional verbal and written communication to internal teams, merchants, and external partners
Ensure merchants operate in full compliance with NACHA rules, guidelines, and monitoring requirements
Perform periodic audits on approved merchant accounts to validate ongoing compliance and detect adverse changes in risk
Conduct enhanced due diligence (EDD) on highrisk clients and escalate concerns when appropriate
Meet daily Support SLA requirements through timely review, decisioning, and documentation
Assist with merchant onboarding, application review, and other underwriting tasks as needed
Perform additional duties and special projects as assigned to support department goals
Qualification
Required
Minimum of 5 years of payment underwriting experience, preferably within ACH or credit card processing
High school diploma or equivalent
Preferred
Bachelor's degree or equivalent work experience
Experience in bankcard and/or ACH underwriting
Experience working in a banking environment
Benefits
Competitive employer contribution to medical, dental and vision coverage
401k plan with employer match
Flexible Spending Accounts (FSA) and Dependent Care Accounts
Employee Assistance Program (EAP)
Employer provided Calm subscription
Employer provided mental health benefits through Teladoc
Life, AD&D and disability insurance
Minimum 10 Days of Vacation, 6 Paid Federal Holidays, 5 paid personal days/per year
Online discount program
Tuition Reimbursement Program
Company
VCI (VeriCheck ACH)
VeriCheck provides electronic payment processing both as a platform to software developers, and as "out-of-the-box" solution to businesses and organizations of all types who need to facilitate payment acceptance.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Ryan McCurry
President & COO
Company data provided by crunchbase