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Atlantic Coast Mortgage · 5 days ago

Mortgage Quality Control Specialist

Fairfax, VA

Full-time

Onsite

Mid Level

3+ years exp

Atlantic Coast Mortgage is a company dedicated to redefining the mortgage industry with a people-first culture. The Mortgage Quality Control Specialist will be responsible for quality control in various areas, auditing loan files for compliance and accuracy, and identifying potential risks.

Financial ServicesLendingMortgageReal Estate

Responsibilities

Responsible for Quality Control of the following areas: pre-funding, post-closing, servicing, and EPDs

Audit loan files for accuracy, completeness, and compliance with investor, federal, and company guidelines. Identify loan-level risks and report findings to improve the process and reduce lender liability

Autonomous review of loan-level documentation, such as appraisal, income, assets, and verifications. Ensure adherence to policies, guidelines, and regulations

Identify and investigate potential red flags, including fraud or compliance risks and discrepancies

Conduct QC-related vendor reviews, per Agency requirements

Review adverse disposition requests to ensure files met HMDA requirements, fair lending requirements, and denial notification requirements

Remain current on all FHA, VA, Fannie Mae, Freddie Mac, investor, and state and federal guidelines and regulations

Qualification

Mortgage QC experienceEncompass proficiencyAnalytical skillsMortgage regulations knowledgeProblem-solving abilitiesWritten communicationVerbal communication

Required

3+ Years of background in residential mortgage underwriting or mortgage QC experience

Detail-oriented with strong analytical and problem-solving abilities

Ability to work with a high degree of accuracy in a fast-paced work environment

Excellent written and verbal skills for reporting and team collaboration

Proficiency with Encompass loan origination system and QC software

Strong understanding of mortgage origination, mortgage regulations and Agency and investor guidelines

Company

Atlantic Coast Mortgage

Atlantic Coast Mortgage is a full service residential mortgage lender.

Founded in 2011

Fairfax, Virginia, USA

201-500 employees

https://www.atlanticcoastmortgage.com/

Funding

Current Stage

Growth Stage

Total Funding

$20.4M

Key Investors

FVCbank

2021-08-31Debt Financing· $20.4M

Leadership Team

Lance Reordan

Chief Financial Officer

Shane Intihar

Chief Operating Officer

Recent News

Business Wire

FVCbank to Honor America’s 250th Anniversary with Year-Long “America250” Initiative

2026-01-23

Morningstar.com

FVCBankcorp, Inc. Announces Fourth Quarter and Full Year 2025 Earnings; 46% Increase in Net Income Compared to Prior Year

2026-01-20

Business Wire

FVCBankcorp, Inc. Announces Quarterly Cash Dividend

2026-01-16

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