FundCanna · 1 day ago
Underwriter/Sr. Credit Analyst
San Diego, CA
Full-time
Onsite
Mid, Senior Level
$95K/yr - $115K/yr
3+ years expFundCanna is the leading provider of short-term financing for the cannabis industry nationwide. They are seeking an Underwriter/Senior Credit Analyst to evaluate credit risk and make underwriting decisions, balancing growth, speed, and risk in a complex lending environment.
Financial Services
Responsibilities
Independently underwrite credit applications within approval authority, exercising sound judgment through analysis of:
Financial and non-financial diligence including review and assessment of bank statements, financial statements, credit/background review, licensing/compliance and more
Cash flow analyses and holistic risk assessments through lenses of profitability, liquidity, leverage, and solvency
Capital & corporate structure, business continuance, and impact of ownership to likelihood of repayment
Communicate credit decisions by:
Articulating credit rationales that balance risk & reward, inclusive of communication of your support for approvals and declines
Supplying the Sales team with a detailed understanding of applicant credit profiles to support informed and effective customer communication
Presenting to EVP of Risk and other executive leadership in credit committee and escalated review environments when warranted
Working with and communicating across departments while maintaining underwriting discipline by:
Keeping accurate underwriting data and documentation within CRM and internal systems
Contributing to ongoing improvements in credit policy, technical systems, underwriting frameworks, and risk management practices
Participating in portfolio-level analysis to understand performance trends and credit outcomes
Qualification
Required
Bachelor's degree in Business Administration, Finance or related field, and/or 3+ years of relevant experience in credit or underwriting
Strong ability to analyze and interpret financial statements and bank data
Demonstrated ability to make independent decisions and take accountability for credit outcomes
Ability to articulate underwriting conclusions clearly and concisely
Confidence to balance relationship management with risk discipline
Strong individual contribution & dependability
Intermediate to advanced working knowledge of Microsoft Office suite products (Word, Excel, PowerPoint)
Preferred
Salesforce or CRM experience a plus
Benefits
401(k)
Dental, Health & Vision insurance
Paid time off
Paid sick time off
Company
FundCanna
FundCanna offers Cannabis Loans, Marijuana Business Financing, and Working Capital for the entire Cannabis supply chain.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Adam Stettner
CEO and Founder
Eric Kaufman
Chief Operating Officer
Recent News
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