NBH Bank · 4 days ago
Credit Review - Officer II
Englewood, CO
Full-time
Onsite
Senior Level
7+ years expNBH Bank believes in finding financial solutions that cater specifically to clients' needs. As a Credit Review Officer II, you will evaluate commercial and retail portfolios, provide feedback on risks, and build relationships with business unit managers to facilitate understanding and solutions.
BankingFinanceFinancial Services
Responsibilities
Responsible for evaluating commercial and retail portfolios for the purpose of assessing the accuracy of risk ratings, adherence to lending policies and standards as well as relevant laws and regulations
Identify and provide continual feedback to the Credit Review Manager regarding existing or emerging risks or issues
Effectively manage resources to accomplish department goals and chargeability, timeliness of reporting, actual vs. budgeted time variances and review objectives in accordance with performance metrics
Build relationships with business unit managers to facilitate the understanding of their business to be in a better position to offer solutions
Serve as Examiner-In-Charge (EIC) of more complex lending portfolios which include proper sample selection, review team composition / logistics, data compilation and analysis, written report generation as well as communication and interaction with unit management
Ensure review planning is participative and adequate
Ensure review work papers are thoroughly reviewed for quality and completion prior to issuance of draft reports
Ensure draft reports accurately reflect conclusions documented in review work papers. Encourage staff adherence to industry best practices and departmental policies and procedures
Ensure knowledge of and control over the review process, resolution of review issues, and communicate progress or problems to the Director of Credit Review as deemed necessary
Oversight on special projects as assigned and communicates conclusions verbally or in writing to senior management and the Director of Credit Review as directed
Ensure appropriate communication with business unit management to keep informed of risks, new products, management initiatives, etc. Communicate and assist management in developing and maintaining an internalized risk management process
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements
Interact with others (co-workers, management, clients, and vendors) in a professional and tactful manner including treating them with respect and consideration regardless of their status or position
Qualification
Required
Bachelor's degree required in finance, accounting, related discipline or equivalent combination of education and related experience with formal credit training in the financial services industry or regulatory environment with extensive knowledge of commercial credit
7+ years of progressive job-related experience
Experienced in underwriting, structuring, covenanting and risk rating commercial credit transactions
Strong interpersonal skills, along with enhanced organizational and analytical skills required to maintain an independent viewpoint derived from fact-based analysis and patterns of performance
Experience as a commercial credit analyst, commercial relationship manager, regulatory examiner or credit review officer in a financial institution
Emphasis on direct regulatory or credit risk management experience
Preferred
MBA or advance degree
10+ years of commercial credit experience
Knowledge of regulatory issues
Company
NBH Bank
NBH is a bank holding company that provides banking and financial services to individual and corporate customers.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Aldis Birkans, CFA
Chief Financial Officer
Bill B.
Chief Compliance Officer
Recent News
MarketScreener
2025-10-22
2023-12-23
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