First National Bank of Hutchinson · 7 hours ago
Officer, Loan Operations
Hutchinson, KS, US
Full-time
Onsite
Mid, Senior LevelFirst National Bank of Hutchinson is seeking an Officer for Loan Operations. This role is responsible for performing duties related to loan applications, generating loan documentation, processing payments, and maintaining customer relations while ensuring compliance with banking regulations.
Financial ServicesVenture Capital
Responsibilities
Order credit verifications and third-party services as required by regulation and bank policy (i.e., title, flood, UCC, Secretary of State, Real Estate Valuations, etc.)
Verify requests for loan documentation and supporting documents for accuracy, completeness, and proper approval
Prepare and compile loan documentation (including but not limited to Promissory Notes, Security/Pledge Agreements, Mortgages, and other supporting collateral documentation) for a variety of loan types (i.e., consumer, commercial, real estate, construction, Ag, SBA, etc.), ensuring that all documentation is prepared accurately and in compliance with all applicable federal, state, and local laws, as well as Bank policies and procedures
File collateral documentation to perfect the Bank’s lien, including Mortgages, Deeds of Trust, UCC’s and Title Applications. Board all loans and leases, apply payments, process advances, and maintain accounts on the Bank’s core system
Possess the knowledge to perform all Loan Accounting functions in the absence of that staff member
Check the accuracy of all work completed the previous day, including loans booked, payments applied, and maintenance performed
Audit collateral files to guarantee the accuracy and perfection of the existing documents (i.e., Resolution signers, Promissory Note terms and conditions, liens filed on recordable collateral documents, etc.)
Communicate with lenders and administrative assistants regarding any loan-related inquiries
Scan and maintain electronic credit and other files for documentation and compliance, including scanning and quality control duties
Research information from credit files and loan history when required
Assist customers and loan officers by responding to routine inquiries about account balances, loan balances, payoff requests, and service requests
Provide effective customer service and assist in resolving problems within given authority
Assist Loan Officers and Assistants with the clearing of exceptions
Responsible for thoroughly training new loan operations staff on doc prep for all loan types
Provides leadership to Loan Operations Specialists in document preparation and the essential functions surrounding that role by sharing knowledge and expertise
May assist with external and internal compliance examinations, including gathering requested information and reports
Balance various GL accounts and internal checking accounts
Maintain current knowledge of loan processing policies and procedures
Responsible for understanding the requirements, complying with regulations, and ensuring accuracy in reporting 1071 Small Business Lending Data Collection
Prepare Bank issued Letters of Credit, together with supporting documentation
Maintain Bank issued Letters of Credit records, and generate invoicing
Prepare lease documentation on both sold leases and in-house leases
Process loan maintenance requests
Board completed loans, leases, and Letters of Credit on the Bank’s core system
Process automatic payment setup, modifications, and deletion
Process cash management setup, modification, and deletion per loan sweep contracts
Print loan/lease coupon books as necessary
Close out paid loans and prepare and file collateral releases when instructed (i.e., UCC, vehicle liens, and mortgage)
Prepare the daily loan report and distribute it to the appropriate personnel
Review filed UCCs for maturing filings. Prepare and file continuations as necessary
Work with insurance policies and related reports; contact agents; work closely with loan officers and customers to ensure proper insurance is received and maintained
Monitor collateral tickler system to ensure proper receipt of UCC, Mortgages, Title Policy filings, and other documentation
Print, sort, distribute and mail daily and monthly loan reports, notices, and statements to applicable departments or customers
Perform supervisory duties of Loan Operations staff within given authority in the absence of the VP and Manager of Loan Operations
Manage and complete special projects that may come up from time to time as assigned
Treat people with respect; keep commitments; Inspire the trust of others; work ethically and with integrity; uphold organizational values
Other duties as assigned
Qualification
Required
Adhere to First National Bank's Shared Core Values and policies and procedures
Must recognize the necessity for strict customer confidentiality
Patient, positive attitude, attention to detail, good organizational and problem-solving skills
Maintain regular, predictable attendance
Comfortable with standard technology, Microsoft Office, and possess Excellent phone skills
Ability to work as a team
Company
First National Bank of Hutchinson
First National Bank of Hutchinson is a community bank that offers personal and commercial banking services.
Founded in 1876
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Troy Hutton
President and Chief Executive Officer
David Marshall
Chief Financial Officer
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