Rockland Trust · 1 day ago
Home Equity Underwriter I
Middleboro, MA
Full-time
Onsite
Entry Level
1+ years expRockland Trust is currently seeking a Home Equity Underwriter I. This role is responsible for underwriting and approving home equity lines of credit, home equity loans, and consumer loans, while ensuring compliance with established policies and guidelines.
Payments
Responsibilities
Ensure compliance with state and federal regulations
Ensure loans meet the quality standards, policy and guidelines of the Bank by making sound lending decisions within lending authority
Maintain, manage and monitor a working queue and large pipeline
Confidently, recommend decisions on loans outside of lending authority to management
Assist in loan reviews related to compliance, post-closing/funding, audits and exams and manage timely responses to all requests
Work closely with Retail Branch and other business units, provide product and workflow/process guidance to ensure an exemplary customer experience
Continually review technology and process to recommend improvements and identify issues management
Review and decision other lending requests such as rate modifications, HELOC conversion loans and subordinations
Develop and maintain relationships with vendors and business partners
Qualification
Required
Associates' degree or equivalent combination of education and relevant lending or underwriting experience
1+ year of experience in consumer lending, underwriting or credit analysis
Experience in residential and consumer lending platforms and other related technology
Ability to work independently with strong self-motivation to effectively manage, monitor and prioritize a high-volume underwriting queue and pipeline
Ability to conduct comprehensive reviews of personal and business tax returns and financial statements and supporting documentation to assess borrower credit worthiness and ability to repay
Ability to perform thorough analysis of consumer credit, income and collateral/property value to ensure loans are approved within established risk tolerances
Strong knowledge of Consumer Lending and Home Equity real estate products
Strong analytical, written and verbal communication skills, with the ability to clearly document decisions and communicate effectively with internal partners
Detail oriented with the ability to maintain accuracy while working in a fast paced, high volume, paperless environment
Working knowledge of regulations and compliance requirements related to residential and consumer underwriting, including but not limited to TRID, Flood Insurance requirements, Qualified Mortgage standards, Reg B (ECOA) and HMDA
Benefits
Health Insurance
Dental Insurance
A 401K and DC Plan for your retirement
LTD & Life Insurance
Day Care Reimbursement
Tuition Assistance for graduate and undergraduate programs
An award winning Wellness program
Company
Rockland Trust
Rockland Trust is a small community bank that is FDIC insured and has over 80 locations.
1001-5000 employees
H1B Sponsorship
Rockland Trust has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (6)
2023 (1)
2022 (3)
2021 (2)
2020 (3)
Funding
Current Stage
Public CompanyTotal Funding
unknown1986-05-23IPO
Leadership Team
Jeffrey Tengel
Chief Executive Officer
Edward Jankowski
Chief Technology and Operations Officer
Recent News
2025-11-07
2025-10-28
Morningstar.com
2025-09-19
Company data provided by crunchbase