Certegy Payment Solutions · 1 day ago
Payments Risk Analyst
Clearwater, FL
Full-time
Onsite
Entry, Mid Level
2+ years expCertegy Payment Solutions is a provider of secure payment acceptance solutions, and they are seeking a Payments Risk Analyst to enhance their expertise in fraud and risk monitoring. The role involves collaborating with various teams to analyze transactional data, implement risk controls, and communicate insights to stakeholders.
Financial ServicesFinTechRisk ManagementService Industry
No H1B
Responsibilities
Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities
Forecast client risk performance and proactively recommend control adjustments based on transactional trends
Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies
Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience
Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact
Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds
Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement
Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models
Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners
Qualification
Required
Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data
Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar)
Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization
Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners
Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment
Bachelor's degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field
2–3+ years of experience in payments risk, fraud analytics, or financial analysis
U.S. work authorization required (no visa sponsorship available)
Preferred
Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred
Company
Certegy Payment Solutions
We are a leading FinTech provider of payment risk management and services to retailers and financial institutions in North America.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Julie Garr
CFO
Company data provided by crunchbase