Bank OZK · 4 days ago
AVP, Portfolio Management - Affordable Housing
Charlotte, NC
Full-time
Hybrid
Mid Level
2+ years expBank OZK is a nationally recognized leader in financial services with over 120 years of experience. The AVP, Portfolio Management - Affordable Housing will assist in managing a specialized portfolio of affordable housing loans and associated tax credit equity investments, ensuring compliance and optimizing mission impact and risk-adjusted returns.
BankingFinanceFinancial Services
Responsibilities
Works with the management team to adhere to the regulatory and managerial guidelines established in loan policy and supports the Bank’s overall strategic goals
Assists with the development of policies and procedures that address relevant points of operation, including (but not limited to) reporting standards, internal audit process, credit review process and regulatory compliance, as needed
Monitors Borrower compliance with loan documents
Performs ongoing follow up for collection and review of all required documentation and financial data including tax returns, financial statements, rent rolls, operating statements, global cash flow statements, appraisal and environmental reports and other documents as needed or as prescribed by their respective loan covenants and reporting requirements
Determines the physical condition of the collateral through analysis of appraisal reports, inspection reports, environmental/engineering reports, property condition reports and flood determination reports
Supports Commercial Credit Underwriting in the analysis of the property’s loan to value, debt service coverage ratio, marketability through analysis of appraisal, rent rolls, financial statements, market data and demographic information
Evaluates the financial condition of borrowers, principals, and guarantors through analysis of tax returns, financial statements, global cash flow statements, bank statements, credit reports and OFAC reports and Personal Questionnaire response
Prepares the Opportunity Memorandum and provides ongoing support to Credit Underwriting for Credit Package preparation with ongoing validation and resource reviews, specifically as it pertains to renewals and modifications of existing loans
Responsible for ensuring the accuracy of the loan data and ongoing loan maintenance
Responsible for perfecting the Bank’s loan collateral at closing, including facilitating the proper booking of loans
Directly coordinates with Bank underwriting department and other departments within the Bank to drive the closing process while strictly adhering to all policies and procedures as defined by loan policy
Identifies and escalates ongoing portfolio credit issues to various levels of management
Assists with the resolution of loan administration items, including exception items and post-closing items
Handles customer calls and research items for problem resolution
Conducts ad hoc financial analysis, as required
Responsible for ongoing portfolio management and tracks the loans’ maturities in the AHFG portfolio and facilitates loan pay-offs or extensions, as needed
Responsible for reviewing the performance and physical condition of affordable housing developments that the Bank may have invested in and facilitating the dispositions of investments once the Bank must exit an affordable housing partnership
Performs other duties and contributes to special projects as assigned
Qualification
Required
Bachelor's degree, preferably in business, real estate, accounting or finance, or urban planning, or commensurate work experience required
2+ years of work experience in commercial banking, commercial loan underwriting, loan closing, credit analysis and/or asset management, or the LIHTC affordable housing industry required
This role is subject to SWIFT standards and will have access to highly secure areas and confidential information. Must be able to submit to a post offer criminal background check which will include finger printing and credit review, required
General knowledge of affordable housing governing standards, the Low Income Housing Tax Credit, and Private Activity Bonds
General knowledge of loan underwriting and credit evaluation
Ability to identify challenges, navigate obstacles, and effectively drive the loan closing process
Ability to read, analyze and interpret financial reports and/or legal documents
Ability to effectively write documents, presentations, and analysis
Ability to demonstrate effective organization, critical thinking, analytical and problem-solving skills
Ability to utilize discretion and sound judgment in decision making and maintain confidentiality
Ability to communicate effectively both verbally and in writing
Ability to work effectively and demonstrate flexibility in a continually changing environment
Ability to manage multiple tasks with exacting deadlines in a fast-paced environment
Ability to multi-task and work well under pressure and with exacting deadlines
Ability to work under general supervision
Skill in using computer and Microsoft Office, including Outlook, Word, Excel, PowerPoint, and M365 Copilot
Ability to travel as needed, to attend conferences, off-site company meetings, client visits, or property visits
Preferred
Master's degree in the above fields preferred
Benefits
Generous PTO
401(k) matching
Health, dental, vision (and pet!) insurance
Special perks and discounts
Company
Bank OZK
Bank OZK provides banking services including savings account, loans, debit, and agricultural lending.
1001-5000 employees
H1B Sponsorship
Bank OZK has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (13)
2023 (10)
2022 (21)
2021 (14)
2020 (5)
Funding
Current Stage
Public CompanyTotal Funding
unknown1997-07-17IPO
Leadership Team
Eric Munson
Senior Vice President, government and institutional banking
Recent News
2026-01-23
Arkansas Business — Business News, Real Estate, Law, Construction
2026-01-22
Talk Business & Politics
2026-01-22
Company data provided by crunchbase