Atlantic Coast Mortgage · 1 day ago
Mortgage Quality Control Specialist
Atlantic Coast Mortgage is a company committed to redefining the mortgage industry with a people-first culture. They are seeking a Mortgage Quality Control Specialist responsible for ensuring the quality control of loan files, compliance with regulations, and identifying potential risks in the mortgage process.
Financial ServicesLendingMortgageReal Estate
Responsibilities
Responsible for Quality Control of the following areas: pre-funding, post-closing, servicing, and EPDs
Audit loan files for accuracy, completeness, and compliance with investor, federal, and company guidelines. Identify loan-level risks and report findings to improve the process and reduce lender liability
Autonomous review of loan-level documentation, such as appraisal, income, assets, and verifications. Ensure adherence to policies, guidelines, and regulations
Identify and investigate potential red flags, including fraud or compliance risks and discrepancies
Conduct QC-related vendor reviews, per Agency requirements
Review adverse disposition requests to ensure files met HMDA requirements, fair lending requirements, and denial notification requirements
Remain current on all FHA, VA, Fannie Mae, Freddie Mac, investor, and state and federal guidelines and regulations
Qualification
Required
3+ Years of background in residential mortgage underwriting or mortgage QC experience
Detail-oriented with strong analytical and problem-solving abilities
Ability to work with a high degree of accuracy in a fast-paced work environment
Excellent written and verbal skills for reporting and team collaboration
Proficiency with Encompass loan origination system and QC software
Strong understanding of mortgage origination, mortgage regulations and Agency and investor guidelines
Company
Atlantic Coast Mortgage
Atlantic Coast Mortgage is a full service residential mortgage lender.
Funding
Current Stage
Growth StageTotal Funding
$20.4MKey Investors
FVCbank
2021-08-31Debt Financing· $20.4M
Recent News
Business Wire
2026-01-16
2025-12-30
Company data provided by crunchbase