Deposit Operations Specialist jobs in United States
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Home Bank · 11 hours ago

Deposit Operations Specialist

Homebank is seeking a Deposit Operations Specialist to support critical deposit functions. The role involves ensuring accurate and efficient processing of daily deposit activities while adhering to regulatory requirements and internal policies.

BankingFinanceFinancial Services

Responsibilities

Support daily deposit operations activities across ACH, checks, wires, and internal transaction channels
Review and validate transaction accuracy through routine reconciliation and quality control measures
Monitor exceptions, discrepancies, and unusual items, ensuring corrective action is taken promptly
Ensure all processing follows regulatory requirements including NACHA rules, funds availability regulations, and internal policies
Identify and escalate potential risks, fraud indicators, or irregular account activity
Maintain strict adherence to confidentiality, audit standards, and dual-control procedures
Conduct research to resolve customer and internal inquiries with clarity and accuracy
Partner with Retail, Lending, Digital Banking, and other teams to resolve operational issues
Provide guidance to frontline employees regarding deposit processes and system functionality
Prepare and maintain operational reports used for reconciliation, exception tracking, and compliance review
Ensure all documentation, logs, and records meet retention and compliance standards
Assist during audits and internal reviews as needed
Collaborate with departmental leadership to improve workflows and enhance efficiency
Identify opportunities to streamline processes and strengthen internal controls
Participate in training, system enhancements, and operational improvement initiatives

Qualification

Deposit operationsRegulatory complianceACH processingWire transfersAnalytical skillsAttention to detailCommunication skillsProblem-solving skills

Required

Strong analytical and problem-solving skills
High degree of accuracy and attention to detail
Ability to manage multiple priorities in a fast-paced environment
Excellent communication and collaboration abilities
Sound judgement in handling sensitive information and risk-based decisions

Preferred

Experience in banking, deposit operations, payments, or financial services is preferred
Familiarity with ACH, wire transfers, check processing, or regulatory guidelines is beneficial
Equivalent combinations of education and experience will be considered

Company

Home Bank

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About Home Bank Chartered in 1908 as Home Building and Loan, Home Bank is one of the most stable financial institutions, building on the future by doing what's right for its customers today.

Funding

Current Stage
Public Company
Total Funding
$71.5M
2022-06-30Post Ipo Debt· $55M
2015-03-10Post Ipo Equity· $16.5M
2008-10-03IPO

Leadership Team

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David Kirkley, CFA
Chief Financial Officer
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Scott Sutton
EVP/COO
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Company data provided by crunchbase