Citi · 23 hours ago
Mortgage Representative
O'Fallon, MO
Full-time
Onsite
Entry, Mid Level
$60K/yr - $60K/yr
2+ years expCiti is a leading global bank, and they are seeking a Mortgage Representative to perform complex assignments that directly impact the business. The role involves consulting customers on loan products, analyzing financial statuses, and ensuring compliance with underwriting and government guidelines while providing exceptional service throughout the loan process.
BankingFinanceFinancial Services
Responsibilities
Conducts inbound/outbound sales calls consulting customers on available loan products while exercising independent judgment by pre-qualifying financial clients
Establish trust and build rapport with clients
Understand, articulate, and educate clients on financial calculations, rates, and pricing
Analyze applicant financial status, credit and property to identify home loan solutions
Articulate cross-sell/cross referral opportunities
Strict adherence to phone schedules
Understand and manage underwriting, government, and compliance guidelines
Utilize systems to maintain product knowledge, register loans effectively & manage pipeline
Actively manage leads to meet targeted conversion rates
Partner with operations teams to provide exceptional service throughout the loan process from application to close
Compile appropriate documentation and communicate with customer during the process
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Qualification
Required
2-4 years previous sales or finance experience preferred
Sales oriented individual proficient with the following skills: professional oral and written communication, interpersonal, relationship building, follow up, computer experience and analytical thinking and problem solving
Must have the ability to prioritize, be detail oriented & results driven
This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ('Registry') and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities
High School diploma or equivalent
Benefits
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company
Citi
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
10001+ employees
H1B Sponsorship
Citi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1386)
2024 (849)
2023 (1375)
2022 (1117)
2021 (876)
2020 (901)
Funding
Current Stage
Late StageLeadership Team
James Monahan
Managing Director / Global Head of Asset Servicing
Naveed Sultan
Managing Director, Chairman, Institutional Clients Group
Recent News
2026-01-20
2026-01-15
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