Farm Credit Services of America · 4 days ago
Consumer Lending Officer
Fargo, ND
Full-time
Onsite
Entry, Mid Level
$84K/yr - $160K/yr
2+ years expFarm Credit Services of America is a financial cooperative dedicated to serving rural America and supporting local farmers and ranchers. They are seeking a Consumer Lending Officer to specialize in consumer loans, responsible for marketing products and building strong relationships with clients while originating credit by assessing their financial needs.
AgricultureFinancial Services
Hiring Manager
Mindy Holm
Responsibilities
Develop and maintain a professional presence and use effective sales and relational strategies to increase the Associations’ consumer market share in the assigned territory
Engagement in marketing and promotional activities throughout the assigned territory to support sales goals; maintain professional relationships with appropriate influencer groups, home mortgage professionals and organizations
Determine and define the appropriate customer interaction and coordinate the appropriate support of resources that may directly or indirectly provide service to the applicant(s). Effectively communicate with the applicant(s) and appropriate team members regarding the request
Introduce applicant(s) to teammate(s) who will support the process
Actively engage with support team members including daily processing and servicing of credit and participating in training, development and relationship building activities
Gather and document customer financial information and application details, in compliance with consumer lending requirements and in coordination with appropriate team members
Assist customers in preparing an accurate list of assets and liabilities to establish current balance sheets as needed
Interpret and evaluate financial information and ask probing questions to determine the appropriate product or service needs of the applicant(s)
Recommend loan terms, conditions, collateral position consistent with the request and associated loan risks and set clear expectations with the applicant(s)
Communicate credit decisions, loan terms and conditions to the customer; resell deal as needed if terms change
Coach and counsel customers to meet future financial goals
Provide oversight and monitoring of construction projects; coach and counsel when cost overruns apply
Review property inspections according to procedures
Qualification
Required
Bachelor's degree, Real Estate, Business, Finance or Economics or related field is preferred
2+ years of experience, Real Estate, Business, or Finance
Registered with the Nationwide Mortgage Licensing System and Registry (NMLS) or the ability to do so within 30 days of employment
Proficient in currently technology
Benefits
Health Benefits : Comprehensive medical, dental, and vision insurance
Retirement Plans : 401(k)
Paid Time Off : Vacation, sick leave, paid holidays, and parental leave
Additional Benefits : Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay
Company
Farm Credit Services of America
Farm Credit Services of America provides credit and crop insurance services to farmers.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Mark Jensen
President and CEO
Tim Koch
Executive Vice President - Chief Credit Officer
Recent News
2025-07-15
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