AgWest Farm Credit · 11 hours ago
Credit Analyst
Sunnyside, WA
Full-time
Onsite
Entry, Mid Level
$60K/yr - $90K/yrAgWest Farm Credit is a member-owned financial cooperative providing financing to various agricultural sectors. They are seeking a Credit Analyst to support credit relationships and provide analysis and recommendations for credit management.
FinanceFinancial ServicesInsuranceLending
Responsibilities
Gather financial and business-related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources
Analyze basic financial statements, including opinions and notes, tax records, “in house” prepared financial statements and pro forma statements
Prepare credit analysis and make recommendations to appropriate management for review
Comply with documentation expectations, procedures, laws and regulations
Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations
Effectively participate in the Large Loan process as needed to provide high quality products to be delivered within the agreed time frames and within the risk parameters acceptable to the organization
Complete in-person farm visits, collateral inspections and document observations including but not limited to visually inspecting the condition and valuation of loan collateral
Conduct research of agricultural and related industries and commodities to determine viability, trends and opportunities for the organization to strengthen its position
Establish rapport with and develop/maintain confidence of customers and prospective customers
Represent the organization at public relations events by joining or actively supporting appropriate agricultural organizations, civic groups or commodity groups and actively participating in sponsored events and programs
Accurately classify and identify appropriate charge-offs reserves, cash income accounting and allowances on assigned loans
Assist in credit investigations on applicants including public record searches, credit bureau reports, employment and income verification and asset and liability verification
Participate in loan closings by ensuring the appropriate documentation is completed and understood by the customer
Ensure effective and accurate credit administration through coordination with relationship managers and others
Participate in assigned industry teams or industry task forces as needed; assist teams with detailed industry studies and the organization of industry specific customer educational events
Effectively work with customers and collaborate with other teams to make referrals and cross-sell products, to meet customer needs
Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls
Other duties as assigned
Qualification
Required
Bachelor's degree in business or ag-related field, or an equivalent combination of education and experience
Preferred
Knowledge of loan programs and financially related services
Knowledge of agricultural practices
Benefits
Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
Employee Assistance Program
Wellness Program
Jeans are welcome at work every day at AgWest!
Company
AgWest Farm Credit
AgWest Farm Credit provides agricultural lender and crop insurance services to farmers, ranchers, and timber harvesters.
Founded in 1916
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Tom Nakano
Chief Financial Officer
Dan Clawson
Executive Vice President - Chief Credit Officer
Recent News
Idaho Business Review
2025-04-01
2025-03-21
Business Wire
2024-01-19
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