MSIG USA · 1 day ago
Trade Credit & Political Risk Underwriter
Lexington, NY
Full-time
Onsite
Mid Level
$100K/yr - $125K/yr
3+ years expMSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., a leading global insurer. As an Underwriter, you will evaluate and service a range of Trade Credit & Political Risk exposures, develop broker relationships, and contribute to customized insurance solutions while ensuring underwriting excellence and client satisfaction.
FinanceFinancial ServicesInsurance
Responsibilities
Evaluate and underwrite marine risks within assigned authority, ensuring alignment with company guidelines and risk appetite
Analyze submissions, financials, and loss histories to assess risk quality and pricing adequacy
Apply appropriate rating methodologies and ensure compliance with regulatory filings and state requirements
Draft and review policy forms, endorsements, and coverage terms tailored to client needs
Maintain accurate and complete underwriting documentation in accordance with internal and external standards
Monitor portfolio performance, including premium trends, loss ratios, and underwriting results
Collaborate with brokers through meetings and account reviews to strengthen relationships and identify growth opportunities
Partner with Risk Engineering, Claims, and Marketing teams to support retention and new business initiatives
Contribute to special projects and team initiatives as assigned
Qualification
Required
High school diploma or GED required
Strong analytical and problem-solving skills with attention to detail
Excellent written and verbal communication skills
Effective interpersonal and negotiation abilities
Proficiency in Microsoft Office Suite and ability to learn internal systems
Commitment to ongoing professional development and insurance education (e.g., AMIM, CPCU)
Preferred
Bachelor's degree preferred
3-4 years of insurance industry experience preferred
Prior experience as an Underwriting Assistant or Associate is a plus
Basic understanding of marine insurance principles, policy forms, rating manuals, and regulatory frameworks a plus
Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts
Company
MSIG USA
MSIG USA is the partner that businesses rely on for creative, customized insurance solutions.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Peter McKenna
Chief Executive Officer
Ryan Kratz
Head of Cyber, North America
Recent News
2025-11-25
2025-09-30
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