The Agency · 2 days ago
Commercial Lender
Albert Lea, MN
Full-time
Onsite
Mid, Senior Level
$90K/yr - $150K/yr
2+ years expThe Agency is a dynamic financial institution seeking a highly motivated and relationship-driven Commercial Lender. This role involves developing client relationships, managing a commercial loan portfolio, and delivering tailored financial solutions to support business growth.
Staffing & Recruiting
Hiring Manager
Ciara Benson
Responsibilities
Develop and manage a high-quality portfolio of commercial loans, ensuring strong credit performance and client satisfaction
Identify, pursue, and cultivate new business banking relationships within the community
Conduct detailed financial analysis, including cash flow, collateral, creditworthiness, and risk assessment
Structure and recommend loan terms that comply with bank policies and regulatory requirements
Prepare credit packages and present loan requests to internal loan committees
Maintain proactive communication with clients to understand evolving needs and propose appropriate financial solutions
Collaborate with credit, underwriting, and treasury teams to ensure a seamless client experience
Monitor loan performance, manage risk, and oversee timely renewals within the portfolio
Represent the institution at community events and networking functions to enhance visibility and support business development
Qualification
Required
Bachelor's degree in Finance, Business, Accounting, or a related field
2–5+ years of experience in commercial lending, business banking, or a related financial role
Strong credit analysis and financial modeling skills
Demonstrated ability to grow and maintain client relationships
Excellent communication, negotiation, and presentation skills
Knowledge of banking regulations, loan structures, and risk management principles
Self-driven, detail-oriented, and capable of working both independently and in a collaborative environment
Company
The Agency
At The Agency Recruiting, trust and transparency form the foundation of every partnership we build.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Logan Koopman
Founder & CEO
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