Anza Mortgage Insurance Corporation · 2 days ago
Mortgage Insurance Underwriter II
Wilmington, NC
Full-time
Hybrid
Entry, Mid Level
2+ years expAnza Mortgage Insurance Corporation is a fintech startup focused on empowering homeownership through credit risk protection. They are seeking a detail-oriented Mortgage Insurance Underwriter II to assess the creditworthiness of borrowers and the associated risks of mortgage insurance applications, ensuring compliance with company guidelines and standards.
Responsibilities
Review and analyze mortgage insurance applications and supporting documentation, including credit reports, income statements, assets, liabilities, and appraisals
Utilize automated underwriting systems and proprietary technology to evaluate applications and potential risk factors, ensuring compliance with both company and industry regulations
Communicate clearly and effectively with loan officers, processors, and other stakeholders to gather necessary information, clarify discrepancies, and provide updates
Make informed underwriting decisions based on a thorough analysis of documentation and risk assessment
Document underwriting decisions and provide justification for approvals or rejections, adhering to clear communication standards
Prioritize and manage work efficiently, with a keen focus on meeting deadlines and maintaining service level agreements
Maintain an up-to-date knowledge of mortgage insurance policies, lending guidelines, federal and state regulations, and evolving industry standards
Identify potential fraudulent activity by carefully reviewing loan documentation and vendor reports
Participate in system testing and validation activities as needed
Qualification
Required
Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software
Demonstrated experience in working with loan origination platforms; Encompass, Empower, Vesta, Blue Sage, Calyx
Strong analytical, problem-solving, and decision-making skills
Thorough understanding of insurance risk underwriting principles
Exceptional attention to detail and organizational skills
Ability to establish and maintain strong customer relationships
Excellent written and verbal communication skills
Ability to work independently
Strong knowledge of industry regulations and compliance standards
2-4 years of experience in mortgage underwriting, with a proven track record of successful risk assessment
Bachelor's degree in Business, Finance, or a related field, or equivalent work experience
Preferred
Experience with testing new technologies is a plus
Benefits
Competitive Compensation – Including salary and performance bonuses.
Comprehensive Benefits – Health, dental, vision, and mental wellness support.
Retirement Savings – 401(k) with company matching.
Career advancement opportunities with business growth.
Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
Perks & Extras – Generous PTO, team events, wellness programs, and more.
Company
Anza Mortgage Insurance Corporation
Anza Mortgage Insurance Corporation is empowering homeownership through credit risk protection.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase