Ken Garff Automotive Group · 23 hours ago
Underwriter
Arivo Acceptance LLC - West Valley City, UT
Full-time
Onsite
Mid LevelKen Garff Automotive Group is seeking an Underwriter to utilize their underwriting skills and deepen their knowledge of Originations. The role involves complying with lending laws, underwriting credit applications, and monitoring personal KPIs while working closely with senior management for escalations and reviews.
AutomotiveSales
Responsibilities
Comply with lending laws/regulations (ie., ECOA, FCRA, TILA Reg.Z, etc.)
Adhere to all company, department, and Origination’s Lending policies
Escalate Policy and SOP questions using Escalation Process to ensure alignment
Continue alignment with Department Goals, KPIs, Policies and SOPs
Underwrite and decision Credit Applications efficiently and accurately
Work as many applications as possible per day to progress towards personal role advancement
Make detailed decision notes (link to SOP) on every application and save them in Norman
Expected to come prepared and participate actively in *all* meetings and/or forums
Review submitted income on owned applications
Take phone calls on owned applications
*Monitor* personal Underwriting KPIs (Key Performance Indicators)
Builds and delivers their personal weekly key performance indicators recaps for management
Income reviews on owned applications w/ Senior or Management supervision/review
Funding escalations on owned applications w/ Senior or Management supervision/review
Decision escalations on owned applications w/ Senior or Management supervision/review
Qualification
Required
In depth knowledge in everything learned in Junior Underwriter foundation
Lending Compliance Laws and Regulations (ie., ECOA, FCRA, TILA Reg.Z, etc.)
TransUnion and Experian credit bureaus information
In depth knowledge of policies and SOPs (past memorization, knows a policy & the policies surrounding a policy)
Comply with lending laws/regulations (ie., ECOA, FCRA, TILA Reg.Z, etc.)
Adhere to all company, department, and Origination's Lending policies
Escalate Policy and SOP questions using Escalation Process to ensure alignment
Continue alignment with Department Goals, KPIs, Policies and SOPs
Underwrite and decision Credit Applications efficiently and accurately
Work as many applications as possible per day to progress towards personal role advancement
Make detailed decision notes (link to SOP) on every application and save them in Norman
Expected to come prepared and participate actively in all meetings and/or forums
Review submitted income on owned applications
Take phone calls on owned applications
Monitor personal Underwriting KPIs (Key Performance Indicators)
Builds and delivers their personal weekly key performance indicators recaps for management
Pass all required Policy Exams
Pass most recent Training Compliance Audits for the last X applications reviewed
Passed most recent Training Decision Audits for the last X applications reviewed
Passed most recent Lending Policy Audits for the last X applications reviewed
Meet or exceed Key Performance Indicator metrics for Underwriter for X Months
Company
Ken Garff Automotive Group
Ken Garff founded his business in 1932 upon the principles of honesty, integrity, personalized customer service, and being a good corporate citizen.
Founded in 1932
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
James M "Jim" Campbell, CPA
Chief Financial Officer
Brent Lessing
Chief Information Technology Officer
Recent News
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