Mitsubishi HC Capital America, Inc. · 1 day ago
Sr. Credit Analyst
Norwalk, CT
Full-time
Onsite
Mid, Senior Level
$77K/yr - $90K/yr
4+ years expMitsubishi HC Capital America, Inc. is seeking a Senior Credit Analyst for Inventory Finance. The role involves underwriting commercial credit transactions, reviewing financials, and communicating effectively with internal and external stakeholders.
CommercialFinanceFinancial ServicesLending
Responsibilities
Underwrite, prepare detailed, thorough credit memos presenting the credit request with appropriate risks and mitigants and decision transactions within earned credit authority Present transactions that exceed earned credit authority to senior management
Review and spread financials/tax returns to provide formative analysis regarding performance and trends. Familiarity with Moody’s Financial/Risk Analysis or a comparable financial spreading tool is important to assist with underwriting analysis
Provide articulate, thoughtful, and effective communication when discussing transactions with Sales, Dealers, as well as with internal clients such as the Operations department
Obtain & analyze public and private information such as Dun & Bradstreet reports, Paynet reports, Secretary of State corporate name verifications, Credit Bureau reports etc
Knowledge of UCC perfection process, reviewing UCC searches to determine priority, understanding and ability to negotiate intercreditor agreements and other legal documentation
Research industries, markets, and equipment as necessary
Ability to work independently to complete assigned new business requests, increases and/or annual reviews
Performs other related duties as assigned by management
Qualification
Required
Minimum 4 years of commercial underwriting experience (not consumer or mortgage) with a bank or other financial institution
Experience in underwriting commercial dealer floorplan requests across number of industries within transportation, equipment finance, construction, other assets classes
4 - year bachelor's degree required with a major in finance or management preferred
Excellent written and verbal communication skills
Benefits
Medical, Dental and Vision Plans
401(k) and matching
Generous Paid Time Off
Company paid Life Insurance
Employee assistance program
Training and Development Opportunities
Employee discounts
Company
Mitsubishi HC Capital America, Inc.
Mitsubishi HC Capital America, Inc.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Mark Duncan
Executive Vice President and Chief Operating Officer
Daniel Harari
Senior Vice President
Recent News
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