Mortgage Loan Officer jobs in United States
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Kearny Bank · 3 days ago

Mortgage Loan Officer

Kearny Bank is a financial institution seeking a Mortgage Loan Officer to originate first mortgage loans and promote their lending services to the real estate community. The role involves assisting clients with loan applications, ensuring compliance with regulations, and participating in community activities to address financial needs.

BankingFinancial Services
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Growth Opportunities
Hiring Manager
Kim Dalton
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Responsibilities

Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations
Assists loan applicant in completing application and necessary disclosures
Completes loan application and pre-processing functions in a timely manner – prepares for review initial disclosure including Loan Estimate
Enters data from new loan applications and other documents into computer system
Orders credit reports and other items as needed
Answers incoming calls and schedules appointments
Provides follow-up on a consistent basis with borrowers, and agents to complete processing
Communicates complex approvals or denials to the borrower-agents including real estate agents / builders
Responds to inquiries from borrowers regarding status of loans in process
Completes necessary information such as log entries and business sourcing
Distributes Bank approved marketing materials and general information
Actively participates in local business development activities as directed by the Bank
In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies

Qualification

Mortgage loan processingUnderwriting systemsReal estate documentationCustomer serviceAnalytical skillsCommunication skillsOrganizational skillsProblem-solving skillsAttention to detailInterpersonal skillsTime management

Required

HS Diploma or equivalent
Two to four years related mortgage or similar sales experience or equivalent
Thorough working knowledge of real estate documentation, policies, compliance, and procedures
High level of proficiency with mortgage loan processing and underwriting systems
Commitment to excellence and high standards
Excellent written and oral communication skills
Strong organizational, problem-solving, and analytical skills
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
Acute attention to detail
PC proficiency
Excellent customer service skills
Proven ability to handle multiple projects and meet deadlines
Strong interpersonal skills
Good judgement with the ability to make timely and sound decisions
Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages
Ability to effectively present information and respond to questions
Ability to effectively communicate with people at all levels and from various backgrounds

Company

Kearny Bank

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Kearny Bank is a bank providing banking and lending services.

Funding

Current Stage
Late Stage

Leadership Team

K
Keith Suchodolski
Senior Executive VP & Chief Operating Officer
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Company data provided by crunchbase