Highland Consulting Group · 1 week ago
Senior Commercial Lender
Louisville Metro
Full-time
Onsite
Senior Level
$140K/yr - $175K/yr
5+ years expHighland Consulting Group is representing a mid-size regional bank looking for a Senior Commercial Lender. The role involves developing and managing commercial loan relationships, assisting clients with their financial needs, and collaborating with various bank departments.
ConsultingRecruitingStaffing Agency
Hiring Manager
Kevin O'Connor
Responsibilities
Develop, maintain, and manage commercial loan relationships
This will include developing loan and deposit business from commercial customers; assisting them to structure loans that fit their current needs; and work with these customers to assist them in all facets of their business growth or other challenges
This process will entail collaborating with many other areas of the bank including, but not limited to, cash or treasury management, credit administration, branch administration, and loan and deposit operations
Also, working with struggling commercial clients in the collection, workout and possibly the liquidation or foreclosure stages
Interview and create a working dialogue with loan applicants, collect and review appropriate and necessary financial and related information, and determine the general creditworthiness of the prospect and the specific merits of the loan request
Establish and negotiate the structural terms under which credit will be extended including costs, repayment method, collateral requirements, and other relevant information
Approve loans within the Bank’s loan policy and the officer’s individual lending limits
Refer creditworthy loans above individual lending limit, as well as those outside the policy, to the appropriate manager or loan committee.Present credits at appropriate committee level in a thorough and professional manner
Develop materials for the presentation of loans as necessary
Advise customers where appropriate on business and financial matters relating to loans
Initiate orders of appraisals, credit reports, title work, flood determinations (if no administrative assistant assigned) and other information as needed for loan applications
Quickly communicate approvals or denials to loan applicants
Participate in call program to maintain and increase customer base
Introduce customers to all bank products, cross-selling as appropriate
Participate in community activities to increase the Bank’s visibility and to enhance new business opportunities
Review all accounts in delinquent or past due status and take appropriate action to collect and bring accounts to current position
May include engaging in workout activities and/or liquidation and foreclosure
Quickly identify problem loans and discuss with the appropriate manager or loan committee
Complete problem loan status reports in a timely and thorough manner
Maintain loan files and review as necessary for adequate collateral and security coverage as required by Bank’s loan policy
Qualification
Required
5+ years of C&I lending or credit experience required
Bachelor's degree in business, finance or related field, or equivalent related experience
Strong track record of building profitable relationships with businesses in Northern KY and/or Southern IN along with a strong network of COIs
A history of doing the right thing for your customers and the bank
Solid understanding of credit along with strong communication and organizational skills
Ability to work independently and to prioritize multiple tasks
Benefits
A financially sound, future focused, financial institution preparing for the next phase of growth
An opportunity to join a dedicated group of professionals focused on delivering top-quality services and products
An opportunity to make a significant contribution and enjoy the impact of your contributions
A great culture where people enjoy their jobs and treat each other like family
Company
Highland Consulting Group
Highland Consulting Group is an executive recruiting firm that specializes in hiring employees for banking and financial sectors.
2-10 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase