Credit Acceptance · 1 day ago
Principal Software Engineer, Platform Services
United States
Full-time
Remote
Lead/Staff
$209K/yr - $306K/yr
15+ years expCredit Acceptance is an award-winning company recognized for its workplace culture and success in the used car finance industry. The Principal Software Engineer will provide thought leadership and build scalable software solutions, collaborating with cross-functional teams to drive technical innovation and best practices.
Financial Services
Responsibilities
Provide thought leadership and build software solutions that deliver high impact business value and deliver customer delight
Lead the design and implementation of software solutions that are scalable, reliable, and maintainable
Collaborate with a diverse cross functional team including business partners, Product Managers and designers to define product requirements, direction and clarity
Drive technical innovation and improvements of the design and architecture of software systems towards leading edge technologies and practices
Define, develop and drive software engineering best practices
Become an expert in the business process domain to better support the business and align technologies with the business outcomes
Work with the engineering leadership team to develop and execute on the company’s technical and business strategy
Conduct impact analysis to proactively identify impact of a change across multiple applications/systems
Perform technical due diligence and architectural assessments of third-party technologies and solutions
Participate and drive decomposing a monolithic code base to decoupled services
Experiment and test ideas, validate assumptions against needs, reach conclusions and recommend solutions
Document standards, best practices, and engineering artifacts so others can easily understand, build and maintain best in class software systems
Debug the critical problems which arise in production and execute effective solutions within the application and across multiple applications/systems
Lead continuous learning and process improvement activities to improve design and overall engineering practices
Grow talent by participating in hiring and mentoring team members
Qualification
Required
Bachelor's degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
Minimum 15 years of software engineering experience or comparable depth of experience
Experience in the lead role overseeing technical direction of a team of software engineering talent across multiple software systems
Expert knowledge of software engineering best practices with experience building complex software engineering products
Expert understanding and use of multiple object-oriented programming languages and design patterns such as Java
Extensive experience with building and driving adoption of software engineering best practices
Strong understanding of distributed systems, cloud computing, and microservices architectures
Extensive experience in data modeling, design and messaging
Experience working on mission-critical enterprise class applications
Demonstrated ability to work with business partners, cross functional team members and coach and mentor experienced team members
In-depth experience with building application programming interfaces (API) and frameworks in their particular field. Experience in API security, analytics, throttling, caching, logging, request and response modifications
Well versed in delivery mechanisms such as Agile
Preferred
Financial services or FinTech industry experience
Benefits
401(K) match
Adoption assistance
Parental leave
Tuition reimbursement
Comprehensive medical/ dental/vision
Many nonstandard benefits that make us a Great Place to Work
Company
Credit Acceptance
Credit Acceptance is an indirect finance company that helps eligible consumers restart financially.
1001-5000 employees
H1B Sponsorship
Credit Acceptance has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (49)
2024 (48)
2023 (15)
2022 (30)
2021 (24)
2020 (16)
Funding
Current Stage
Public CompanyTotal Funding
$2.85B2025-11-13Debt Financing· $500M
2025-02-13Post Ipo Debt· $500M
2024-12-20Post Ipo Debt· $300M
Leadership Team
Kenneth Booth
Chief Executive Officer and President
Recent News
2026-01-16
GlobeNewswire
2025-12-11
Credit Acceptance Corporation
2025-11-19
Company data provided by crunchbase