Bank OZK · 21 hours ago
Commercial Credit Risk Review Officer II
Dallas, TX
Full-time
Onsite
Mid Level
4+ years expBank OZK is a nationally recognized industry leader in financial services with over 120 years of banking experience. The role involves assessing the quality of loan relationships and internal controls to manage credit risk effectively.
BankingFinanceFinancial Services
Responsibilities
Reviews loans to evaluate the strength of underwriting and asset management practices and recommends actions to remediate identified weaknesses
Reviews loans to assess credit quality and the accuracy of the assigned risk ratings; recommends appropriate risk ratings based on findings
Assesses business line adherence to credit policy and procedures and regulatory guidelines, laws, and regulations
Identifies key risk issues and recommends action plans to remediate concerns
Documents loan level findings and conclusions on asset quality reports
Discusses loan level concerns with originators, underwriters, and other business line personnel
Ensures asset quality reports and supporting documentation are comprehensive, complete, and supportive of findings and conclusions
Embraces a culture of continuous process improvement and supports the Credit Risk Review Department’s professional practice and quality control standards
Acts as a reviewer-in-charge of business line and loan product evaluations, as needed
Performs other duties as assigned
Qualification
Required
Bachelor's degree, or commensurate work experience, required
Minimum of four (4) years of commercial lending experience, required
Minimum of one (1) year of Commercial Credit Risk Review, or commensurate Bank Examiner experience, required
Knowledge of loan documentation, credit, and financial statement analysis
Knowledge and understanding of basic principles of auditing
Knowledge and understanding of federal banking regulations
Knowledge of the fundamentals of commercial credit origination, underwriting, servicing, and monitoring
Ability to review and analyze mid to large size loans of little to moderate complexity
Ability to communicate effectively both verbally and in writing
Ability to utilize discretion and sound judgment in decision-making
Ability to work effectively both independently and with others
Ability and desire to continuously learn on-the-job
Ability to manage multiple tasks with exacting deadlines in a fast-paced environment
Ability to maintain confidentiality
Ability to demonstrate effective organization, critical thinking, analytical, and problem-solving skills
Ability to work effectively and demonstrate flexibility in a continually changing environment
Ability to demonstrate attention to detail
Ability to work without close supervision
Skill in using computer and Microsoft Office, including Outlook, Excel, and Word, and ability to acquire other computer skills as needed
Preferred
Commercial Credit Underwriter experience, preferred
Workout & Recovery Officer (Special Assets) experience, preferred
RMA Credit Risk Certification (“CRC”), preferred
Benefits
Generous PTO
401(k) matching
Health, dental, vision (and pet!) insurance
Special perks and discounts
Company
Bank OZK
Bank OZK provides banking services including savings account, loans, debit, and agricultural lending.
1001-5000 employees
H1B Sponsorship
Bank OZK has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (13)
2023 (10)
2022 (21)
2021 (14)
2020 (5)
Funding
Current Stage
Public CompanyTotal Funding
unknown1997-07-17IPO
Leadership Team
Eric Munson
Senior Vice President, government and institutional banking
Recent News
Arkansas Business — Business News, Real Estate, Law, Construction
2026-01-22
Talk Business & Politics
2026-01-22
2026-01-21
Company data provided by crunchbase