Principal Backend Engineer- Payments Platform jobs in United States
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Xero · 2 days ago

Principal Backend Engineer- Payments Platform

Xero is reimagining the flow of money through innovative accounting software. In this role, you will shape the technical vision and architecture for payments systems, ensuring reliability and scalability while collaborating with product leaders to meet customer outcomes.

AccountingBillingFinTechPersonal FinanceSaaSSoftware
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Work & Life Balance
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H1B Sponsor Likelynote

Responsibilities

Defining and driving the long-term architecture for the Payments Platform, balancing strategic vision with incremental delivery
Building scalable, reliable, and performant systems using modern backend stacks (e.g., C#, Java, Golang, C++) and cloud-native platforms (AWS)
Designing data models at scale using advanced SQL and NoSQL database strategies
Evaluating existing systems to decide when to reuse versus rebuild, designing smooth migration paths that modernize the platform
Championing operational excellence, including observability, incident response, and performance monitoring

Qualification

Distributed systemsPayments domain expertiseCloud-native platformsAdvanced SQLNoSQL database strategiesOperational excellenceMentorship

Required

12+ years of engineering experience with a proven track record as a Principal/Architect-level leader in large-scale distributed systems
Domain expertise in payments, fintech, or highly regulated, compliance-heavy industries is required
The ability to stay hands-on with code and complex designs while leading high-level technical strategy
A passion for mentorship, capable of elevating engineering capabilities and guiding Staff and Senior engineers
Strong proficiency in cloud-native platforms (AWS strongly preferred) and operational excellence practices

Benefits

Flexible working to let you balance your work and life
Snacks
Break areas
Human-first culture

Company

Xero is an online accounting software for small businesses that automating invoicing, bank reconciliations, and reporting.

H1B Sponsorship

Xero has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (2)
2023 (1)
2022 (3)
2021 (4)
2020 (3)

Funding

Current Stage
Public Company
Total Funding
$1.61B
Key Investors
Callaghan InnovationTCVAccel
2024-06-05Post Ipo Debt· $925M
2021-09-08Grant· $0.06M
2020-10-23Grant· $0.06M

Leadership Team

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Peggy Lee
Head of Communications, Asia
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Rod Drury
Founder & Director
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Company data provided by crunchbase