Bread Financial · 1 day ago
Principal - Liquidity Risk Management
Coeur D'Alene, ID
Full-time
Hybrid
Senior Level, Lead/Staff
$134K/yr - $242K/yr
12+ years expBread Financial is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. The Principal Treasury (Liquidity) Analyst is responsible for managing liquidity risk management processes, including funding plan forecast management and liquidity stress testing, while leading initiatives and developing treasury analysts.
BankingCredit CardsFinancial ServicesPersonal Finance
Responsibilities
Assess and analyze liquidity risk for both bank subsidiaries, the parent entity, and the consolidated enterprise. Operate the required liquidity stress testing models to analyze and stress the various cash flow forecasts and plans. Develop and report on various ad-hoc scenarios, sensitivity tests or analyses. - (30%)
Lead and/or support regulatory exams and ad-hoc regulatory meetings and requests for Liquidity Risk Management function, while appropriately setting expectations with regulators. Drive communication and discussion with various governance committees as well as second and third lines of defense, other key business partners. - (20%)
Develop, assess, refine, and report liquidity key risk indicators, risk appetite metrics, and other management metrics, including liquidity risk control structures. - (20%)
Maintain funding and liquidity risk management policies, contingency funding plan policies and liquidity stress testing frameworks, including assumption review, calibration, and model integration. Remain current and assist with interpreting existing regulatory guidance and monitor emerging regulatory guidance relevant to liquidity risk. - (15%)
Monitor funding positions, develop funding strategies and help integrate into forecast planning cycles. Integrate new products and/or transactions as needed. - (15%)
Qualification
Required
High School Diploma or GED
12+ years of Asset/Liability management, Liquidity Risk Management, Modeling, Banking/Financial Services experience
Preferred
Bachelor's Degree in Business Administration, Finance, Economics, Accounting or related field of study
13+ years of Asset/Liability Management, Liquidity Risk Management, Modeling, Banking/Financial Services/Credit Card Experience, Treasury experience, Bank or other Regulatory experience
Benefits
Medical
Prescription drug
Dental
Vision
Basic and optional life insurance
Supplemental medical plans
Short and long-term disability
Six weeks of 100% paid parental leave for eligible parents
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”)
40 hours of Illinois PSST
40 hours of Illinois Paid Leave
Company stock purchase during offering periods
Annual incentive bonus based on individual and company performance
Company
Bread Financial
Bread Financial is a financial services company.
5001-10000 employees
H1B Sponsorship
Bread Financial has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (12)
2024 (13)
2023 (18)
2022 (5)
Funding
Current Stage
Public CompanyTotal Funding
$2.17B2025-11-20Post Ipo Equity· $72.64M
2025-10-28Post Ipo Debt· $500M
2025-03-05Post Ipo Debt· $400M
Leadership Team
R
Roy Slagle
Senior Director of Software Engineering
Recent News
2026-01-13
2026-01-13
Investor's Business Daily
2026-01-13
Company data provided by crunchbase