Busey · 2 days ago
Community Banking Mortgage Officer | South Grand
St Louis, MO
Full-time
Onsite
Entry, Mid Level
$48K/yr - $60K/yr
2+ years expBusey is a financial institution seeking a Community Banking Mortgage Officer to develop new business and expand relationships with current customers. The role involves originating quality mortgage loans and providing personalized home counseling services to low to moderate income individuals.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Work with prospective customers in determining readiness for home ownership, developing a budget, and overcoming common roadblocks that prevent home purchase; provide action plans for next steps towards home ownership
Determine a maximum affordable mortgage payment and purchase price, provide action plan to save minimum required funds for home purchase, educate customers about all mortgage products or solutions
Analyze financial and credit information necessary to effectively underwrite loans, and recommend approval or rejection of mortgage loans within lending authority by reviewing payment history’s, liabilities and other credit information, examining and processing documents, and addressing issues as needed
Obtain all necessary documentation from applicants
Complete each loan application and oversee all pre-processing functions in a timely manner to permit the good faith estimate and other required disclosures to be provided to applicants within the requested time period
Make verbal and written commitment on behalf of the Bank which includes rate terms, pre-qualification, mortgage commitment, etc
Negotiate terms and conditions and oversee construction loan draws
Engage in outside opportunities, i.e., calls, open houses, seminars, realtor functions to develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources generating feedback to increase their business relationship with the Bank
Participate and maintain extensive outreach and participate in community organizations & events
Identify customer’s and non-customers’ other financial needs and cross-sell other bank products and services
Track and monitor portfolio, pipeline, and leads and provide reports on production to supervisor. Responsible for performance of portfolio by building strong relationships with customers to encourage minimal delinquencies
Qualification
Required
Strong oral and written communication skills
Strong sales and customer service skills
Cross-selling and closing skills
Lending regulations and Bank's underwriting guidelines and lending policies
Loan types and documents
Ability to analyze and interpret numerical data
Ability to take initiative to maintain the flow of work
Ability to perform duties under frequent time pressures
Requires knowledge of Microsoft Office
Requires High School diploma
Requires 2 or more years of related mortgage lending or operations experience
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (“SAFE Act”), all Mortgage Originators are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (“NMLS”). If such registration is not active as of the hire date, the Mortgage Originator must immediately attain active registration upon employment. Mortgage Originators who fail to maintain an active and current registration will be unable to originate mortgage loans and may be subject to disciplinary action, up to and including termination of employment
Preferred
Previous sales experience
Multi-lingual; ability to speak Spanish
Benefits
401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical
Dental
Vision
Company-paid life insurance
Long-term disability
Supplemental voluntary life insurance
Short-term and long-term disability
Wellness incentives
Employee assistance program
Pre-tax health savings accounts
Flexible spending accounts
Company
Busey
Busey is a financial company that offers wealth management, banking, brokerage, and mortgage services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$200M2025-05-14Post Ipo Equity· $200M
2001-06-14IPO
Leadership Team
Christopher Chan
Chief Financial Officer
Recent News
First Busey Corporation
2025-10-29
2025-09-29
2025-09-05
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